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Find Home Insurance Agents Near You in Holtsville, NY

Directory of home insurance agents in Holtsville, New York. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Holtsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 home insurance agents in Holtsville, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Peak Advisors, Inc
162 Long Island Ave #2, Holtsville, NY 11742
(631) 207-1800 peakinsuranceadvisors.com
Resource Insurance Agency
755 Waverly Ave, Holtsville, NY 11742
(347) 218-6217
Wide Insurance LLC
755 Waverly Ave, Holtsville, NY 11742
(631) 565-7372
Capell & Associates
1150 Portion Rd #14, Holtsville, NY 11742
(631) 698-7400 progressiveagent.com
Price, Capell & Associates Inc.
1150 Portion Rd, Holtsville, NY 11742
(631) 698-7401 pricecapell.com

Home insurance agents in Holtsville, New York help homeowners find policies that meet state requirements and protect their property. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain coverage for common local risks like winter storms and flooding.

What Does a Home Insurance Agent in Holtsville Cost?

Typical home insurance costs in New York range from $900 to $2,500 annually for a standard policy, depending on the homes age, construction, and coverage limits. In Holtsville, factors like proximity to flood zones and local crime rates can affect premiums. An agent can give you a personalized quote based on your property. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Holtsville do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They can explain New York-specific policy details, such as the standard HO-3 form and any exclusions for flood or earthquake damage.
Is homeowners insurance required by law in New York?
No, New York state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers at least the loan amount. An agent can help you meet those requirements.
How much does home insurance cost in Holtsville?
The average cost of homeowners insurance in New York is around $1,200 to $1,800 per year for a standard policy. Actual rates depend on your homes value, location, and chosen coverage. An agent can provide quotes specific to Holtsville.