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Find Home Insurance Agents Near You in Guilderland, NY

Directory of home insurance agents in Guilderland, New York. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 home insurance agents in Guilderland, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jen Dolan - State Farm Insurance Agent
5 New Karner Rd, Guilderland, NY 12084
(518) 456-2910 jendolaninsurance.com
Tim Berryhill: Allstate Insurance
2301 Western Ave, Guilderland, NY 12084
(518) 456-8643 agents.allstate.com
2001 Central Insurance Agency
2390 Western Ave, Guilderland, NY 12084
(518) 395-2001 2001cia.com

A home insurance agent in Guilderland New York helps you protect your property with a policy that meets state requirements. New York law does not mandate homeowners insurance but mortgage lenders usually require it. Local agents can explain how the New York Standard Fire Policy applies and help you choose coverage for your home and belongings.

What Does a Home Insurance Agent in Guilderland Cost?

The average cost of homeowners insurance in New York is around 1,200 to 1,500 dollars per year for a standard policy. In Guilderland rates may vary based on your homes age location and coverage limits. Actual premiums depend on factors like your deductible property value and claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Guilderland do?
A home insurance agent in Guilderland helps you compare policies from different insurers. They explain coverage types like dwelling protection personal liability and additional living expenses. They also assist with filing claims and updating your policy as your needs change.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However most mortgage lenders require a policy that meets their minimum coverage standards. Without insurance you risk paying out of pocket for damage or liability claims.
How can I find a licensed home insurance agent in Guilderland New York?
You can search the New York State Department of Financial Services website for licensed agents in Guilderland. Local referrals from neighbors or real estate agents are also helpful. Always verify the agents license before purchasing a policy.