Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 home insurance agents in Grand Island, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Piatek - State Farm Insurance Agent
1837 Whitehaven Rd, Grand Island, NY 14072
(716) 773-2300
piatekinsurance.com
Ramcy Rizek Independent Insurance Agent
57 Carl Rd, Grand Island, NY 14072
(716) 245-9221
libertymutual.com
Phillip Mastantuono: Allstate Insurance
1979 Grand Island Blvd, Grand Island, NY 14072
(716) 775-0100
agents.allstate.com
First Class Insurance Company
2413 Grand Island Blvd, Grand Island, NY 14072
(716) 217-2883
Eric Berger Insurance
2119 Grand Island Blvd, Grand Island, NY 14072
(716) 773-1500
Boss Agency, Inc.
1875 Grand Island Blvd, Grand Island, NY 14072
(716) 773-3051
erieinsurance.com
Dean Boucounis - Mutual of Omaha Advisor
96 Country Club Ln, Grand Island, NY 14072
(315) 457-1359
agents.mutualofomaha.com
Thoughtful Insurance (Grand Island)
2053 Baseline Rd, Grand Island, NY 14072
(716) 431-5292
thoughtfulins.com
What Does a Home Insurance Agent in Grand Island Cost?
The average cost of homeowners insurance in New York is about 1,300 to 2,500 dollars per year, but rates in Grand Island may vary based on home value, age, and location. Factors such as distance to a fire hydrant and claims history also affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does home insurance cover in Grand Island New York?
Standard policies cover the dwelling, personal property, liability, and additional living expenses. Flood and earthquake coverage are usually separate. New York does not mandate specific coverages, but lenders often require at least enough to cover the mortgage.
How do I choose a home insurance agent in Grand Island?
Look for an agent licensed in New York with experience in the Grand Island area. Ask about their knowledge of local risks like lake effect snow and ice dams. You can verify an agents license through the New York State Department of Financial Services.
Are there New York specific laws for home insurance claims?
Yes. New York Insurance Law Section 2601 prohibits unfair claim settlement practices. Insurers must acknowledge a claim within 15 business days and make a decision within 30 business days after receiving proof of loss. You have up to two years from the date of loss to file a claim for fire damage.