Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 home insurance agents in Farmingville, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vern M Pierce - State Farm Insurance Agent
760C Horseblock Road, Farmingville, NY 11738
(631) 732-4900
vpierce.com
Marchese Agency Inc.: Allstate Insurance
640 Horseblock Road, Farmingville, NY 11738
(631) 736-6600
agents.allstate.com
World Insurance Associates LLC
2410 N Ocean Ave Suite 502, Farmingville, NY 11738
(631) 698-4776
cottencoverage.com
Robert Newell: Allstate Insurance
640 Horseblock Road, Farmingville, NY 11738
(631) 736-6600
agents.allstate.com
Policy Insurance Service
1055 Portion Rd, Farmingville, NY 11738
(631) 729-9164
Gesla Insurance Agency
2410 N Ocean Ave #304, Farmingville, NY 11738
(631) 840-0027
What Does a Home Insurance Agent in Farmingville Cost?
Home insurance costs in Farmingville New York typically range from 800 to 2000 dollars per year for a standard policy. Factors like the homes age location near the coast and your claims history affect the price. A higher deductible can lower your premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Farmingville do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain New York specific options like replacement cost coverage and liability protection. Agents also assist with claims and policy changes after you buy a policy.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However most mortgage lenders require a policy that covers at least the loan amount. If you own your home outright you can choose not to buy insurance but you risk losing your home in a disaster.
How do I choose a home insurance agent in Farmingville?
Look for a licensed agent who works with multiple insurance companies. Check their experience with Suffolk County properties and ask about discounts for things like alarm systems or newer roofs. You can verify an agents license through the New York State Department of Financial Services.