ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare home insurance agents in Delmar. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Delmar, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 home insurance agents in Delmar, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Erik LaChance - State Farm Insurance Agent
636 Delaware Ave Suite 1, Delmar, NY 12054
(518) 621-1044
lachanceagency.com
Ross Insurance Agency Inc
394 Elsmere Ave Suite 101, Delmar, NY 12054
(518) 554-8520
maxrossins.com
Home insurance agents in Delmar, New York help you find coverage for your house and belongings. New York law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the specific risks in the Capital Region, such as winter weather and older home construction.
What Does a Home Insurance Agent in Delmar Cost?
The cost of home insurance in Delmar, New York typically ranges from 800 to 1,500 dollars per year for a standard policy, depending on the home value, age, and coverage limits. Factors like proximity to fire stations and claims history also affect the premium. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Delmar do?
A home insurance agent in Delmar helps you compare policies from different insurance companies. They explain coverage types like dwelling, personal property, and liability. They also assist with filing claims and adjusting coverage as your needs change.
Is home insurance required by law in New York?
New York state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy. Standard policies in New York often cover fire, theft, and liability but exclude flood damage.
How can I find a home insurance agent near Delmar?
You can search online for independent agents or captive agents in Delmar. Look for agents licensed by the New York State Department of Financial Services. Many agents offer free quotes and can meet in person or virtually.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Delmar who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.