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Looking for a home insurance agent in West Long Branch? Review the directory below to compare your options.
4 agents listed
Updated May 2026
West Long Branch, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 home insurance agents in West Long Branch, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
LG Insurance Agency - The Luxury Group
804 Broadway, West Long Branch, NJ 07764
(877) 288-7169
alevinegroup.com
Assertive Home Warranty
121 NJ-36, West Long Branch, NJ 07764
(908) 888-0020
assertivehomewarranty.com
William Sherman: Allstate Insurance
197 Wall St Ste 4, West Long Branch, NJ 07764
(732) 795-2038
agents.allstate.com
Edward R Dowling Insurance Agency
1126 Broadway, West Long Branch, NJ 07764
(732) 222-3531
eddowlinginsurance.com
A home insurance agent in West Long Branch New Jersey can help you find coverage for your coastal property. New Jersey law requires insurers to offer flood insurance in certain flood zones. Local agents understand the specific risks of living near the Jersey Shore.
What Does a Home Insurance Agent in West Long Branch Cost?
The average annual home insurance premium in New Jersey is around 1300 dollars but rates in West Long Branch can be higher due to coastal exposure. A typical policy for a 300000 dollar home might cost 1500 to 2500 dollars per year. Flood insurance through the NFIP averages about 700 dollars annually but can exceed 2000 dollars in high-risk areas. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in West Long Branch New Jersey?
If your home is in a FEMA-designated flood zone and you have a federally backed mortgage you must buy flood insurance. Even if not required many local agents recommend it due to storm surge risk.
What is the standard home insurance deductible in New Jersey?
Most policies have a deductible of 1 percent to 2 percent of the dwelling coverage amount. For a 300000 dollar home that means a 3000 to 6000 dollar deductible. Some wind and hail deductibles may be separate.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.