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Compare home insurance agents in Ventnor City. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Ventnor City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 home insurance agents in Ventnor City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lacovara Public Adjusters
5215 Wellington Ave # 400, Ventnor City, NJ 08406
(609) 487-1717
lacovarapublicadjusters.com
Hullstone
5215 Wellington Ave #600B, Ventnor City, NJ 08406
(609) 236-8783
hullstone.com
G&L Insurance Services LLC
4829 Atlantic Ave, Ventnor City, NJ 08406
(609) 225-1591
Home insurance agents in Ventnor City New Jersey help residents find coverage for their homes and belongings. New Jersey law requires insurers to offer certain minimum coverages, and agents can explain how these apply to coastal properties. Working with a local agent ensures you understand flood risks and windstorm policies specific to the Ventnor City area.
What Does a Home Insurance Agent in Ventnor City Cost?
The average cost of home insurance in New Jersey is about 1,200 to 1,800 dollars per year for a standard policy. In Ventnor City, premiums may be higher due to coastal risks, often ranging from 1,500 to 3,000 dollars annually. Factors like home value, deductible amount, and flood zone designation affect your rate. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ventnor City do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They explain deductibles, liability limits, and endorsements for flood or wind damage. In Ventnor City, agents often focus on coastal risks like storm surge and high winds.
Do I need flood insurance in Ventnor City New Jersey?
Yes, many lenders require flood insurance for homes in Ventnor City due to its location in a Special Flood Hazard Area. Standard home insurance policies do not cover flood damage. An agent can help you purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.