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Compare Home Insurance Agents in Ridgewood, NJ

Directory of home insurance agents in Ridgewood, New Jersey. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Ridgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 home insurance agents in Ridgewood, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
27 Chestnut St Suite 2, Ridgewood, NJ 07450
(201) 652-8060 capellaninsuranceagency.com
Titlemark, LLC
178 Dayton St 2nd Floor, Ridgewood, NJ 07450
(201) 857-5995 titlemarknj.com
Anthony LoSauro: Allstate Insurance
51 S Maple Ave, Ridgewood, NJ 07450
(201) 670-0111 agents.allstate.com
John Dominianni - State Farm Insurance Agent
615 Franklin Turnpike #1, Ridgewood, NJ 07450
(201) 652-7300 johndominianni.com
DGS BENEFITS
79 Chestnut St, Ridgewood, NJ 07450
(201) 321-3031 dgsbenefits.com
Otu Amankwah: Allstate Insurance
555 Goffle Rd Ste 107, Ridgewood, NJ 07450
(973) 663-8500 agents.allstate.com
Sedan Insurance Agency
65 N Maple Ave, Ridgewood, NJ 07450
(201) 768-5600 sedanagency.com

Home insurance agents in Ridgewood New Jersey help homeowners protect their property and assets. New Jersey law requires insurers to offer coverage for wind and hail damage as part of standard policies. Agents can also explain optional flood insurance through the National Flood Insurance Program for homes near the Saddle River.

What Does a Home Insurance Agent in Ridgewood Cost?

The average cost of home insurance in New Jersey is around 1300 to 1600 per year for a standard policy. In Ridgewood costs may be higher due to property values and proximity to flood zones. Premiums depend on factors like home age construction type and coverage limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Ridgewood do?
A home insurance agent in Ridgewood helps you find a policy that covers your home structure personal belongings and liability. They explain coverage limits deductibles and exclusions based on New Jersey insurance regulations.
Do I need flood insurance in Ridgewood New Jersey?
Flood insurance is not required by state law but may be required by your mortgage lender if your home is in a flood zone. Ridgewood has areas near the Saddle River that are at moderate flood risk so an agent can help you assess your need.
How do I choose a home insurance agent in Ridgewood?
Look for an agent licensed in New Jersey who has experience with homes in Bergen County. Check their reviews and ask about their knowledge of local risks like winter storms and tree damage.