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Directory of home insurance agents in Neptune City, New Jersey. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Neptune City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 home insurance agents in Neptune City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mansa Nicome - State Farm Insurance Agent
86 NJ-35, Neptune City, NJ 07753
(732) 776-9999
nicomeagency.com
Unemployment Insurance Office
60 N Taylor Ave, Neptune City, NJ 07753
(732) 775-7970
myunemployment.nj.gov
All Guard Auto Insurance Inc.
80 NJ-35, Neptune City, NJ 07753
(732) 988-8888
allguardinsurance.weebly.com
Dirus & Sons LLC
2100 NJ-33 #4, Neptune City, NJ 07753
(732) 988-7300
dirusnsons.com
Evolution Insurance Agency
44 Coastal Dr, Neptune City, NJ 07753
(732) 600-5876
Home insurance agents in Neptune City New Jersey help homeowners protect their property against risks like storms and theft. New Jersey law requires insurers to offer specific coverage options such as wind and hail deductibles. Local agents can explain how coastal flood risks affect your policy needs.
What Does a Home Insurance Agent in Neptune City Cost?
The average cost of home insurance in New Jersey is around 1,200 to 1,800 dollars per year for a standard policy. In Neptune City, rates may be higher due to coastal exposure and flood risk. Your specific premium depends on factors like home value, construction type, and deductible choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Neptune City do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms and assist with claims. Agents in Neptune City are familiar with local weather risks and New Jersey insurance regulations.
Is flood insurance required for homes in Neptune City?
Flood insurance is not required by New Jersey state law for most homes, but mortgage lenders may require it if your property is in a high-risk flood zone. Neptune City is near the coast so many homes face flood risk. A local agent can help you determine if you need a separate flood policy through the NFIP or a private insurer.
How do New Jersey home insurance laws affect my policy?
New Jersey law requires insurers to offer a 5 percent deductible option for wind and hail damage. The state also mandates a grace period of 30 days for late premium payments before cancellation. Agents must follow New Jersey Department of Banking and Insurance rules when selling policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.