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Compare home insurance agents in Montville. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Montville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 home insurance agents in Montville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sunshine Insurance NJ
29 Main Rd, Montville, NJ 07045
(973) 273-3053
Plymouth Rock Insurance
150 River Rd STE F3, Montville, NJ 07045
(973) 402-0074
plymouthrock.com
Coastal Financial Group Inc
150 River Rd # E, Montville, NJ 07045
(973) 952-0300
coastalfinancialgroup.com
A home insurance agent in Montville, New Jersey can help you find a policy that meets state requirements and protects your property. New Jersey law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain coverage for common local risks such as winter storms and flooding.
What Does a Home Insurance Agent in Montville Cost?
Home insurance costs in New Jersey vary widely based on your home value, location, and coverage level. Average annual premiums in the state range from about 1,200 to 2,500 dollars. Montville rates may be higher due to local risk factors like proximity to wooded areas. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Montville do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They can explain New Jersey specific options like guaranteed replacement cost coverage. Agents also assist with filing claims and updating your policy after home improvements.
Is homeowners insurance required by law in New Jersey?
New Jersey state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. Flood insurance is also not required by state law but may be needed if you live in a flood zone.
How do I choose a home insurance agent in Montville?
Look for an agent licensed in New Jersey with experience in the Montville area. Check their reviews and ask about their process for handling claims. You can also verify an agents license through the New Jersey Department of Banking and Insurance website.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.