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Find Home Insurance Agents Near You in Monroe Township, NJ
Browse home insurance agents serving Monroe Township, New Jersey. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Monroe Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 home insurance agents in Monroe Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shilpa Rathi - State Farm Insurance Agent
211 Applegarth Rd Ste 105, Monroe Township, NJ 08831
(609) 400-5958
shilparathi.org
Raina Rauf: Allstate Insurance
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300
allstate.com
Gary Hughes - State Farm Insurance Agent
157 Prospect Plains Rd, Monroe Township, NJ 08831
(609) 655-3300
hughesagency.net
Vasilakis Insurance Agency
400 Spotswood Englishtown Rd Ste B, Monroe Township, NJ 08831
(732) 202-6475
vasinsuranceagency.com
Allstate Personal Financial Representative: Vijay Deshpande
350 Applegarth Rd, Monroe Township, NJ 08831
(609) 655-4300
agents.allstate.com
New Jersey Health Insurance Group
10 Aquaduct Rd, Monroe Township, NJ 08831
(732) 241-0800
newjerseyinsurancegroup.com
New York Life Insurance Company
40 Starlight Dr, Monroe Township, NJ 08831
(732) 398-9230
newyorklife.com
Home insurance agents in Monroe Township New Jersey help homeowners find coverage that meets state requirements and protects against local risks. New Jersey law requires insurers to offer a standard fire insurance policy for residential properties. Agents can explain flood insurance options since Monroe Township is in a flood-prone area near the Raritan River.
What Does a Home Insurance Agent in Monroe Township Cost?
Home insurance costs in New Jersey average between 800 and 1,500 dollars per year for a standard policy. In Monroe Township, factors like the age of your home, its proximity to water, and your credit score affect the premium. Costs can be higher if you add flood or windstorm coverage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Monroe Township do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms, deductibles, and exclusions specific to New Jersey regulations. Agents also assist with claims and policy changes after you buy a policy.
Is flood insurance required in Monroe Township New Jersey?
Flood insurance is not required by state law but may be required by your mortgage lender if your home is in a FEMA-designated flood zone. Monroe Township has areas in Zone A and Zone AE where flood risk is higher. Standard home insurance policies do not cover flood damage.
How do New Jersey home insurance laws affect my policy?
New Jersey law mandates that insurers offer a standard fire insurance policy as a minimum. The state also has a Fair Access to Insurance Requirements (FAIR) plan for homeowners who cannot get coverage in the private market. Agents can explain how these laws apply to your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.