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Find Home Insurance Agents Near You in Madison, NJ
Looking for a home insurance agent in Madison? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Madison, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 home insurance agents in Madison, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mary Comito - State Farm Insurance Agent
340 Main St, Madison, NJ 07940
(973) 377-3424
marycomito.com
Christian Marghella: Allstate Insurance
15 Park Ave, Madison, NJ 07940
(973) 822-1331
agents.allstate.com
Secure Journey Insurance NJ
16 Prospect St, Madison, NJ 07940
(973) 315-7832
William H. Phelan Insurance
78 Main St, Madison, NJ 07940
(973) 377-5593
whphelan.com
Home insurance agents in Madison New Jersey help you find coverage for your property. New Jersey law requires insurers to offer a standard fire insurance policy as a minimum. Local agents understand the specific risks in Morris County, including flooding and winter storms.
What Does a Home Insurance Agent in Madison Cost?
The average cost of home insurance in New Jersey is about $1,200 to $1,500 per year for a standard policy. In Madison, rates may vary based on your homes age, construction type, and distance from a fire station. Deductibles typically range from $500 to $2,500. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Madison do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They can also advise on New Jersey specific requirements such as flood insurance if you are in a flood zone.
Do I need flood insurance for my home in Madison?
Flood insurance is not required by New Jersey law for all homes. However, if your home is in a Special Flood Hazard Area designated by FEMA, your mortgage lender may require it. Many homes in Madison near the Passaic River or tributaries may need this coverage.
How do I choose a home insurance agent in Madison New Jersey?
Look for an agent licensed in New Jersey with experience in Morris County. Check their reviews and ask about their knowledge of local risks. You can also verify their license through the New Jersey Department of Banking and Insurance.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.