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Compare Home Insurance Agents in Long Beach, NJ

Looking for a home insurance agent in Long Beach? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Long Beach, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 home insurance agents in Long Beach, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Van Dyk Group
12800 Long Beach Blvd, Long Beach, NJ 08008
(609) 492-1511 vandykgroup.com
The Van Dyk Group: Matt Cappo
12800 Long Beach Blvd, Long Beach, NJ 08008
(609) 496-1423 lbiliving.com
General Insurance Agency
7712 Long Beach Blvd, Long Beach, NJ 08008
(800) 882-0801 gia911.com

Home insurance agents in Long Beach, New Jersey help homeowners protect their properties against coastal risks like storms and flooding. New Jersey law requires insurers to offer flood coverage in certain flood-prone areas, and agents can explain these options. They also guide clients through standard homeowners policies and additional endorsements for wind or hail damage common to the Jersey Shore.

What Does a Home Insurance Agent in Long Beach Cost?

Home insurance costs in Long Beach, New Jersey vary widely based on home value, location, and risk factors. Typical annual premiums range from 1,200 to 3,500 dollars for standard policies, but coastal homes may cost 4,000 to 8,000 dollars or more due to wind and flood exposure. Factors like deductible amount, coverage limits, and claims history also affect price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Long Beach do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain deductibles, liability limits, and special endorsements for coastal risks. They also assist with claims and policy changes.
Do I need flood insurance in Long Beach New Jersey?
Yes, if your home is in a high-risk flood zone, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard home insurance. Agents can help you purchase a separate flood policy through the NFIP or private insurers.