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Looking for a home insurance agent in Hightstown? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Hightstown, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 home insurance agents in Hightstown, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dcruz Agency
123 Mercer St, Hightstown, NJ 08520
(609) 200-5990
dcruzagency.com
Allen & Stults Co., Inc.
106 N Main St, Hightstown, NJ 08520
(609) 448-0110
allenstults.com
Carlos Duran - State Farm Insurance Agent
325 Franklin St, Hightstown, NJ 08520
(609) 448-6700
carlosduran.com
Home insurance agents in Hightstown, New Jersey help residents protect their homes and belongings. New Jersey law requires insurers to offer flood coverage in certain zones, and agents can explain these requirements. Local agents also guide clients through policy limits and deductibles that fit their budget.
What Does a Home Insurance Agent in Hightstown Cost?
The average cost of home insurance in New Jersey is around 1,300 dollars per year for a standard policy, but rates in Hightstown can range from 800 to 2,500 dollars depending on your homes age, location, and coverage level. Older homes or those near flood zones may have higher premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Hightstown do?
A home insurance agent helps you compare policies from different carriers and find coverage that meets New Jersey state requirements. They explain dwelling coverage, personal property protection, and liability limits. They also assist with claims and policy changes.
Is flood insurance required in Hightstown New Jersey?
New Jersey law does not require flood insurance statewide, but mortgage lenders may require it for homes in flood zones. Agents can help determine if your property is in a Special Flood Hazard Area. The National Flood Insurance Program offers policies through local agents.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.