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Home Insurance Agents in Colts Neck, NJ

Browse home insurance agents serving Colts Neck, New Jersey. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Colts Neck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 home insurance agents in Colts Neck, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colts Neck Brokerage
186 County Rd 537 1st Floor, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Garback Financial
265 NJ-34 Suite C, Colts Neck, NJ 07722
(732) 846-2992 garbackfinancial.com
Vincent J. Scanelli: Allstate Insurance
186 County Rd 537 Fl 2, Colts Neck, NJ 07722
(732) 431-5566 agents.allstate.com
World Insurance
281 NJ-34 Suite 817, Colts Neck, NJ 07722
(732) 255-6009 unitedcountiesins.com
Colts Neck Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Allstate Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-4033 agents.allstate.com

Home insurance agents in Colts Neck New Jersey help homeowners protect their property against risks like storms and liability. New Jersey law requires all homeowners to carry a minimum level of liability coverage as part of their policy. Agents can explain local flood zone risks and recommend appropriate coverage limits.

What Does a Home Insurance Agent in Colts Neck Cost?

In New Jersey, the average annual home insurance premium is around 1,200 to 1,500 dollars for a standard policy. Costs in Colts Neck may be higher due to local property values and proximity to the coast. Factors like your homes age construction type and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Colts Neck do?
A home insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain deductibles and endorsements specific to New Jersey homes. They also assist with filing claims and updating your policy after renovations.
Do I need flood insurance in Colts Neck New Jersey?
Colts Neck is not in a high-risk flood zone but heavy rain can cause water damage. Standard home insurance does not cover flood damage. An agent can help you decide if a separate flood policy from the National Flood Insurance Program is right for you.
How long does it take to get a home insurance quote in New Jersey?
Most agents can provide a quote within one business day after you submit property details. New Jersey law allows insurers to use your credit history and claims history to set rates. The process may take longer if your home has unique features or prior claims.