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Directory of home insurance agents in Carteret, New Jersey. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Carteret, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 home insurance agents in Carteret, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
J & A Insurance Agency
1299 Roosevelt Ave Ste A, Carteret, NJ 07008
(732) 366-4168
jainsuranceagencynj.com
Standard
18 Self Blvd, Carteret, NJ 07008
(732) 800-9285
standard.com
US Insurance Agency, Inc
1179 Roosevelt Ave #201, Carteret, NJ 07008
(732) 426-3540
Luzzato LLC
15 Sunnyside Dr, Carteret, NJ 07008
(908) 494-9734
luzzato.net
Zen Agency
Randolph St, Carteret, NJ 07008
(732) 231-5656
zeninsuranceagency.com
Home insurance agents in Carteret, New Jersey help homeowners find coverage that meets state requirements and protects against local risks. New Jersey law requires standard fire insurance policies to include extended coverage for wind and hail. Agents can also guide you on flood insurance, which is important for properties near the Arthur Kill and Rahway River.
What Does a Home Insurance Agent in Carteret Cost?
Home insurance costs in Carteret, New Jersey typically range from 800 to 1,500 dollars per year for a standard policy, depending on the home value, age, and coverage limits. Flood insurance through the NFIP averages around 700 to 1,000 dollars annually. Actual premiums vary based on your specific property, claims history, and chosen deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Carteret do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain New Jersey specific requirements like the standard fire policy and optional endorsements for sewer backup or ordinance and law coverage.
Is flood insurance required in Carteret New Jersey?
Flood insurance is not required by New Jersey state law, but mortgage lenders may require it for homes in FEMA designated flood zones. Carteret is near tidal waters, so agents often recommend flood coverage even if not mandatory.
How do I choose a home insurance agent in Carteret?
Look for an agent licensed by the New Jersey Department of Banking and Insurance. Ask about their experience with local risks and whether they represent multiple insurance carriers to give you more options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.