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Find Home Insurance Agents Near You in Caldwell, NJ

Compare home insurance agents in Caldwell. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 home insurance agents in Caldwell, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422 capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192 fedeins.com
Social Insurance Agency CO
281 Bloomfield Ave, Caldwell, NJ 07006
(551) 365-1884 sifm.org
Health Benefits Insurance LLC
397 Bloomfield Ave, Caldwell, NJ 07006
(862) 201-4436
Wise Insurance
804 County Rd 506, Caldwell, NJ 07006
(551) 365-1883
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108
Brightway Insurance, The Insurico Group
354 Bloomfield Ave, Caldwell, NJ 07006
(908) 633-1327 brightwayinsurico.com

Home insurance agents in Caldwell New Jersey help you find coverage that meets state requirements and protects your property. New Jersey law does not require homeowners insurance but mortgage lenders typically do. Agents can explain local risks like nor easters and flooding which are common in Essex County.

What Does a Home Insurance Agent in Caldwell Cost?

Home insurance costs in New Jersey average around 1,200 to 1,500 dollars per year for a standard policy. In Caldwell, rates may vary based on your homes age location and coverage limits. Factors like proximity to fire stations and your claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Caldwell do?
A home insurance agent in Caldwell helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also guide you on New Jersey specific rules such as the state standard fire policy requirements.
Do I need flood insurance in Caldwell New Jersey?
Flood insurance is not required by New Jersey state law but may be required by your mortgage lender. Caldwell is in Essex County which has flood zones near the Passaic River. A local agent can check your flood risk and help you buy a separate NFIP policy.
How do I choose a home insurance agent in Caldwell?
Look for an agent licensed in New Jersey with experience in the Caldwell area. Ask about their knowledge of local weather risks and insurance company ratings. You can check an agents license on the New Jersey Department of Banking and Insurance website.