ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Home Insurance Agents Near You in Bernardsville, NJ
Browse home insurance agents serving Bernardsville, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Bernardsville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 home insurance agents in Bernardsville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
80 Morristown Rd Unit 18, Bernardsville, NJ 07924
(908) 373-1111
fgjagcy.com
Hurley Agency, Insurance agency
170 Douglass Ave, Bernardsville, NJ 07924
(908) 625-9959
hurleyagency.com
Home insurance agents in Bernardsville New Jersey help homeowners protect their properties from risks like fire theft and weather damage. New Jersey law requires insurers to offer flood insurance in certain flood zones and agents can explain these requirements. A local agent understands the specific risks for homes in Somerset County including winter storms and tree damage.
What Does a Home Insurance Agent in Bernardsville Cost?
The average cost of home insurance in New Jersey is around 1300 to 1800 per year for a standard policy. In Bernardsville costs may be higher due to property values and proximity to wooded areas. Factors like home age roof condition and coverage limits affect the final price. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Bernardsville do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain different coverage options like dwelling coverage liability and personal property. They also help you file claims and adjust your policy as your needs change.
Is flood insurance required in Bernardsville New Jersey?
Flood insurance is required by law if your home is in a FEMA designated high risk flood zone. Even if not required many agents recommend it because Bernardsville has areas near streams and rivers. Standard home insurance does not cover flood damage.
How do I choose a home insurance agent in Bernardsville?
Look for an agent licensed in New Jersey with experience in Somerset County. Ask about their knowledge of local building costs and common claims. You can check the New Jersey Department of Banking and Insurance for agent license status.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in Bernardsville who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.