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Home Insurance Agents in Beach Haven, NJ

Compare home insurance agents in Beach Haven. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Beach Haven, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 home insurance agents in Beach Haven, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
G. Anderson Agency
12001 Long Beach Blvd, Beach Haven, NJ 08008
(609) 492-1277 ganderson.com
Insurance Agency Connection
12800 Long Beach Blvd, Beach Haven, NJ 08008
(888) 826-3951 insuranceac.com

Home insurance agents in Beach Haven, New Jersey help residents protect their properties against coastal risks like flooding and wind damage. New Jersey law requires all homeowners to carry a minimum of liability coverage, but agents can guide you to additional protections. They also assist with flood insurance policies through the National Flood Insurance Program, which is important for this barrier island community.

What Does a Home Insurance Agent in Beach Haven Cost?

In New Jersey, the average annual home insurance premium is around 1,200 dollars, but Beach Haven coastal properties often cost more. Wind and hail deductibles can be 1 to 5 percent of the home value. Flood insurance through the NFIP averages 700 to 1,500 dollars per year. Actual costs depend on your homes location, age, construction, and coverage limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Beach Haven do?
A home insurance agent in Beach Haven helps you find a policy that covers your home and belongings. They explain different coverage options like dwelling, personal property, and liability. They also help you understand flood insurance requirements for coastal areas.
Is flood insurance required in Beach Haven New Jersey?
Flood insurance is not required by New Jersey state law, but mortgage lenders often require it for homes in flood zones. Most of Beach Haven is in a Special Flood Hazard Area. A home insurance agent can help you get a separate flood policy through the NFIP or a private insurer.
How do I choose a home insurance agent in Beach Haven?
Look for an agent who has experience with coastal properties and understands New Jersey insurance regulations. Check their license status on the New Jersey Department of Banking and Insurance website. Ask about their knowledge of windstorm deductibles and flood coverage specific to Ocean County.