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Home Insurance Agents in Town and Country, MO

Browse home insurance agents serving Town and Country, Missouri. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Town and Country, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 2 home insurance agents in Town and Country, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Progressive Insurance - Claims Office
600 Kellwood Pkwy Ste 100, Town and Country, MO 63017
(800) 776-4737 progressive.com
Backsmeyer Agency & Associates LLC American Family Insurance
249 Lamp and Lantern Village, Town and Country, MO 63017
(636) 200-1004 amfam.com

Home insurance agents in Town and Country, Missouri help homeowners find policies that protect their property and belongings. Missouri law does not require home insurance, but mortgage lenders typically mandate coverage. Agents can explain local factors like severe weather risks and flood zone designations that affect policy options.

What Does a Home Insurance Agent in Town and Country Cost?

Home insurance costs in Town and Country vary based on home value, age, construction type, and location. Average annual premiums in Missouri are around $1,500 to $2,500 for a standard policy, but rates can be higher for older homes or areas with higher crime or weather risk. Factors like your credit score and claims history also affect pricing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Town and Country do?
A home insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain deductibles, liability limits, and endorsements for things like sewer backup or wind damage. Agents also assist with filing claims and updating your policy as your situation changes.
Do I need flood insurance in Town and Country Missouri?
Flood insurance is not included in standard home policies and is required by lenders for homes in high-risk flood zones. Town and Country has areas near the Missouri River that may be in a Special Flood Hazard Area. You can check your flood zone status through the FEMA Flood Map Service Center.