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Find Home Insurance Agents Near You in Waite Park, MN
Compare home insurance agents in Waite Park. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 home insurance agents in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Central Insurance Group
72 10th Ave S Suite 201, Waite Park, MN 56387
(320) 774-2005
central-insurancegroup.com
Breitenfeldt Group
2103 Frontage Rd N #17, Waite Park, MN 56387
(877) 732-9800
bghealthplans.com
Ehlinger & Associates, Inc. - American Family Insurance
1123 2nd St S, Waite Park, MN 56387
(320) 251-9141
amfam.com
Patriot Insurance Brokers
49 2nd Ave N Suite 101, Waite Park, MN 56387
(320) 252-8222
patriotinsurancebrokers.com
Thomas Jelinski - COUNTRY Financial Representative
734 1st St S, Waite Park, MN 56387
(320) 252-4991
advisors.countryfinancial.com
Christensen Group Insurance
130 Division St, Waite Park, MN 56387
(320) 251-3154
christensengroup.com
First Western Insurance
1625 Division St, Waite Park, MN 56387
(320) 251-9040
firstwestern.insurance
Omann Insurance
129 Waite Ave N, Waite Park, MN 56387
(320) 252-6175
omanninsurance.com
A home insurance agent in Waite Park, Minnesota helps you find coverage for your property and belongings. Minnesota law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the risks specific to central Minnesota, such as hail storms and winter freeze damage.
What Does a Home Insurance Agent in Waite Park Cost?
The average cost of home insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy. In Waite Park, rates may vary based on your homes age, construction type, and distance from a fire station. Actual costs depend on coverage limits, deductibles, and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Waite Park do?
A home insurance agent helps you compare policies from different carriers and choose the right coverage for your home. They explain Minnesota specific terms like actual cash value versus replacement cost. Agents also assist with filing claims and updating your policy after renovations.
Is home insurance required in Minnesota?
Minnesota law does not require home insurance for homeowners who own their property outright. However, mortgage lenders almost always require a policy. Standard policies cover dwelling, personal property, and liability. Flood and earthquake coverage are usually separate.
How do I choose a home insurance agent in Waite Park?
Look for an agent who is licensed in Minnesota and has experience with homes in central Minnesota. Ask about their carrier options and whether they offer replacement cost coverage. Check online reviews and ask neighbors for referrals.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.