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Compare home insurance agents in St Michael. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
St Michael, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 home insurance agents in St Michael, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Brant - State Farm Insurance Agent
112 Central Ave E, St Michael, MN 55376
(763) 497-4940
derekbrantinsurance.com
Farmers Insurance - David Mugg
400 Central Ave E Ste 55, St Michael, MN 55376
(763) 298-3563
agents.farmers.com
CareWise Insurance MN
28 Main St S, St Michael, MN 55376
(763) 220-1479
Zachman Insurance Agency Inc
12725 43rd St NE #101, St Michael, MN 55376
(763) 497-2430
zachmaninsurance.com
Nationwide Insurance: All Insurance Services, Inc.
213 Meadowlark Rd SE, St Michael, MN 55376
(763) 497-2247
agency.nationwide.com
Creekside Insurance Solutions
705 Central Ave E r11, St Michael, MN 55376
(763) 412-1995
Superior Financial Group
13580 44th St NE, St Michael, MN 55376
(612) 382-8949
Metro Benefits Group LLC
705 Central Ave E, St Michael, MN 55376
(612) 520-1677
metrobenefitsgroup.com
Home insurance agents in St Michael, Minnesota help homeowners find coverage that fits their needs. Minnesota law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain policy details and help you compare options from different carriers.
What Does a Home Insurance Agent in St Michael Cost?
The average cost of home insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy. In St Michael, rates may vary based on your homes age, construction type, and proximity to fire stations. Factors like your claims history and credit score also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in St Michael do?
A home insurance agent helps you find a policy that covers your home and belongings. They explain coverage options, deductibles, and Minnesota-specific rules like the 60-day grace period for nonpayment. They also help you file claims and update your policy as needed.
Is home insurance required in St Michael Minnesota?
Minnesota law does not require home insurance by statute. However, mortgage lenders almost always require it. Without a policy, you could be responsible for all repair costs after a fire or storm.
How do I choose a home insurance agent in St Michael?
Look for an agent who is licensed in Minnesota and has experience with local risks like snow load and hail. Ask about their claims process and whether they offer policies from multiple insurance companies. Check their reviews and confirm they are in good standing with the Minnesota Department of Commerce.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.