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Directory of home insurance agents in Rockford, Minnesota. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Rockford, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 home insurance agents in Rockford, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Shane Modrow
7953 Hwy 55 Unit A, Rockford, MN 55373
(763) 565-0100
agents.farmers.com
Pillar Insurance Advisors
7865 Hwy 55, Rockford, MN 55373
(763) 205-6666
pillarinsuranceadvisors.com
Home insurance agents in Rockford, Minnesota help homeowners protect their property against risks like fire, wind, and hail. Minnesota law does not require home insurance, but mortgage lenders typically mandate it. Agents can explain policy options and help you find coverage that fits your needs and budget.
What Does a Home Insurance Agent in Rockford Cost?
Typical home insurance costs in Minnesota range from 800 to 1,500 dollars per year for a standard policy, but amounts vary widely. Factors like home value, deductible amount, and coverage limits affect the premium. For a 250,000 dollar home, annual premiums often fall between 1,000 and 1,400 dollars. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Rockford do?
A home insurance agent helps you compare policies from different insurers and choose the right coverage for your home. They can explain deductibles, liability limits, and optional coverages like flood or sewer backup. Agents also assist with filing claims and updating your policy as your needs change.
Is home insurance required by law in Minnesota?
Minnesota state law does not require homeowners to carry home insurance. However, most mortgage lenders require it as a condition of the loan. Even without a mortgage, having coverage protects your investment and assets.
What factors affect home insurance costs in Rockford?
Costs depend on your homes age, construction type, location, and claims history. Proximity to fire stations and local weather risks like hail also influence premiums. Your chosen deductible and coverage limits will impact the final price.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.