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Browse home insurance agents serving North Oaks, Minnesota. Contact information and addresses listed below.
2 agents listed
Updated May 2026
North Oaks, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 home insurance agents in North Oaks, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NPF Benefits
550 Village Center Dr Suite 400, North Oaks, MN 55127
(651) 371-6520
npfbenefits.com
Jeff Picco - COUNTRY Financial District Leader
200 Village Center Dr #700, North Oaks, MN 55127
(651) 846-8160
agents.countryfinancial.com
Home insurance agents in North Oaks Minnesota help homeowners protect their property with tailored coverage. Minnesota law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain how local factors like winter weather and tree cover affect your premium.
What Does a Home Insurance Agent in North Oaks Cost?
The average annual home insurance premium in Minnesota is around 1,200 to 1,800 dollars for a standard policy. Costs in North Oaks may be higher due to property values and proximity to water. Factors like home age construction type and claims history also affect the rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in North Oaks do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms and assist with claims. They also ensure you meet Minnesota minimum coverage requirements for mortgage lenders.
Do I need flood insurance for my North Oaks home?
Standard home insurance policies in Minnesota do not cover flood damage. North Oaks is near several lakes and wetlands so flood insurance may be recommended. You can purchase a separate flood policy through the National Flood Insurance Program or a private carrier.
How can I lower my home insurance cost in Minnesota?
You can lower your premium by bundling home and auto policies with the same carrier. Installing security systems and smoke detectors may also qualify for discounts. Raising your deductible can reduce your monthly cost but increases out of pocket expense for claims.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.