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Looking for a home insurance agent in Ham Lake? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Ham Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 7 home insurance agents in Ham Lake, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Saarela Insurance Services-Nesbit Agencies
17565 Central Ave NE Suite 160, Ham Lake, MN 55304
(763) 434-4834
saarelainsurance.com
Jana Chuinard - State Farm Insurance Agent
1444 147th Ave NE #350, Ham Lake, MN 55304
(763) 421-2271
friendmyagent.com
5 Star Insurance Professionals Inc.
13562 MN-65, Ham Lake, MN 55304
(763) 432-2645
5starinspro.com
Pine Insurance
18015 Ulysses St NE STE 400, Ham Lake, MN 55304
(763) 413-7848
pineagency.us
ARK Insurance Services
1409 159th Ave NE, Ham Lake, MN 55304
(763) 434-4374
progressiveagent.com
Insurance Specialists Team
14954 Aberdeen St NE, Ham Lake, MN 55304
(763) 244-3733
istmn.com
Bold North Insurance Agency
14827 Okinawa St NE, Ham Lake, MN 55304
(763) 760-2755
boldnorthinsurance.com
Home insurance agents in Ham Lake, Minnesota help residents find coverage for their homes and personal property. Minnesota law requires insurers to offer coverage for wind and hail damage, which is important for local homeowners. An agent can explain policy options and help you meet your insurance needs.
What Does a Home Insurance Agent in Ham Lake Cost?
The average cost of home insurance in Minnesota is around $1,200 to $1,800 per year for a standard policy. Costs in Ham Lake can vary based on your home value, age of the home, and claims history. Factors like proximity to fire stations and local weather risks also affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ham Lake do?
A home insurance agent helps you find a policy that covers your home, belongings, and liability. They explain different coverage levels and can help you compare quotes from multiple insurers. Agents also assist with policy changes and claims questions.
Is home insurance required in Ham Lake Minnesota?
Home insurance is not legally required by the state of Minnesota. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. It is also strongly recommended to protect your investment.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.