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Compare Home Insurance Agents in Grosse Pointe Farms, MI

Browse home insurance agents serving Grosse Pointe Farms, Michigan. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Grosse Pointe Farms, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 home insurance agents in Grosse Pointe Farms, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pointe Senior Benefits
18430 Mack Ave, Grosse Pointe Farms, MI 48236
(313) 400-2631 ptseniorbenefits.com
Ed Lazar - State Farm Insurance Agent
18352 Mack Ave, Grosse Pointe Farms, MI 48236
(313) 882-0600 edlazarinsurance.com
GP Insurance Agency
18404 Mack Ave, Grosse Pointe Farms, MI 48236
(313) 264-1554

A home insurance agent in Grosse Pointe Farms, Michigan can help you find a policy that protects your home and belongings. Michigan law requires insurers to offer replacement cost coverage for dwelling losses. Local agents understand the specific risks for homes near Lake St. Clair and can tailor a policy to your needs.

What Does a Home Insurance Agent in Grosse Pointe Farms Cost?

The average cost of home insurance in Michigan is around 1,200 to 1,800 dollars per year for a standard policy. In Grosse Pointe Farms, rates may be higher due to the proximity to water and higher property values. Factors like home age, construction type, and coverage limits affect your premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Grosse Pointe Farms do?
A home insurance agent helps you compare policies from different companies to find the right coverage for your home. They explain policy terms, help you file claims, and advise on additional coverages like flood insurance which is important in coastal areas.
Do I need flood insurance in Grosse Pointe Farms?
Standard home insurance policies do not cover flood damage. Because Grosse Pointe Farms is near Lake St. Clair, flood insurance may be required by your mortgage lender or recommended by your agent. You can purchase flood insurance through the National Flood Insurance Program or private insurers.
How do Michigan insurance laws affect my home policy?
Michigan law requires insurers to offer replacement cost coverage for the dwelling and personal property. You also have a one-year time limit from the date of loss to file a lawsuit against your insurer if a claim is denied. Your agent can explain these rules in detail.