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Find Home Insurance Agents Near You in Chelsea, MI

Browse home insurance agents serving Chelsea, Michigan. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Chelsea, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 8 home insurance agents in Chelsea, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eder & Diver Insurance Agency
1250 S Main St, Chelsea, MI 48118
(734) 475-9184 ederdiver.com
Liberty Title Insurance and Real Estate Closing Services - Chelsea Michigan
1250 S Main St #3b, Chelsea, MI 48118
(734) 475-6440 libertytitle.com
John Avery - State Farm Insurance Agent
1080 S Main St, Chelsea, MI 48118
(734) 385-4115 johnaveryagent.com
Bill Ballagh - State Farm Insurance Agent
110 E Middle St, Chelsea, MI 48118
(734) 475-8637 statefarm.com
JDW & Associates
111 S Main St A, Chelsea, MI 48118
(734) 475-1664 jdwandassociates.com
Springer Agency Inc
115 Park St, Chelsea, MI 48118
(734) 475-8689 springeragency.com
Professional Insurance Associates
114 N Main St #2, Chelsea, MI 48118
(734) 433-9233 professionalinsurance.us
Walters Agency
642 S Main St, Chelsea, MI 48118
(734) 649-8620 waltersagency.com

Home insurance agents in Chelsea Michigan help residents find coverage for their homes and personal property. Michigan law requires insurers to offer specific windstorm and hail coverage. Agents can explain local risks like severe weather and help you compare policies from multiple carriers.

What Does a Home Insurance Agent in Chelsea Cost?

The average cost of home insurance in Michigan is about 1200 to 1500 dollars per year for a standard policy. In Chelsea rates may vary based on your homes age location and coverage limits. Actual costs depend on your specific property and risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Chelsea do?
A home insurance agent helps you find a homeowners policy that fits your needs. They explain coverage options like dwelling protection and personal liability. Agents also assist with claims and policy changes.
Do I need flood insurance for a home in Chelsea?
Standard home insurance does not cover flood damage. Chelsea is near the Huron River and some areas may be in a flood zone. An agent can help you find a separate flood policy through the National Flood Insurance Program or a private carrier.
How long do I have to file a home insurance claim in Michigan?
Michigan law does not set a specific deadline for filing a claim but most policies require prompt notice. You should report damage to your agent or insurer as soon as possible. Delays may affect your claim outcome.