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Compare Home Insurance Agents in Bloomfield Township, MI

Looking for a home insurance agent in Bloomfield Township? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Bloomfield Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 home insurance agents in Bloomfield Township, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farm Bureau Insurance
1275 W Square Lake Rd, Bloomfield Township, MI 48302
(248) 290-0614 farmbureauinsurance-mi.com
Capital Insurance Group
1263 W Square Lake Rd #101, Bloomfield Township, MI 48302
(888) 296-0418 capitalinsuranceagent.com

Home insurance agents in Bloomfield Township Michigan help homeowners protect their property against risks like fire theft and weather damage. Michigan law requires insurers to offer specific coverages such as replacement cost for dwelling and personal property. Agents can explain how local factors like proximity to lakes or older homes affect your policy.

What Does a Home Insurance Agent in Bloomfield Township Cost?

The average cost of home insurance in Michigan is about 1,200 to 1,800 dollars per year for a standard policy. In Bloomfield Township premiums may be higher due to higher home values and local risk factors like severe storms. Costs vary by coverage limits deductible and property condition. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does home insurance cover in Bloomfield Township Michigan?
Standard home insurance in Michigan covers dwelling structures personal property liability and additional living expenses. Flood and earthquake damage are typically excluded and require separate policies. Michigan law does not mandate home insurance but lenders usually require it.
How do I choose a home insurance agent in Bloomfield Township?
Look for an agent licensed in Michigan with experience serving Oakland County. Ask about policy options for older homes common in Bloomfield Township. Verify the agency is financially stable and check their customer service reputation.
Are there Michigan specific laws affecting home insurance?
Michigan has a unique law that requires insurers to offer replacement cost coverage for your home. The state also has a three year statute of limitations for filing a lawsuit after a claim denial. Agents can explain how these rules apply to your policy.