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Directory of home insurance agents in Ware, Massachusetts. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Ware, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 home insurance agents in Ware, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Moulton Insurance Agency, A Trucordia Business
143 West St, Ware, MA 01082
(413) 967-3327
moultoninsurance.com
Quigley Insurance
50 South St #2, Ware, MA 01082
(413) 967-3950
St. Germain Insurance Inc.
246 West St, Ware, MA 01082
(413) 967-6341
stgermaininsurance.com
Home insurance agents in Ware, Massachusetts help homeowners find coverage that meets state requirements and protects their property. Massachusetts law does not require homeowners insurance by statute, but mortgage lenders typically require it. A local agent can explain policy options for different home types common in Ware, such as older New England homes and newer constructions.
What Does a Home Insurance Agent in Ware Cost?
The average cost of homeowners insurance in Massachusetts is around $1,200 to $1,500 per year for a standard policy, but rates vary widely based on the home value, location, and coverage limits. In Ware, factors like the age of the home, proximity to fire hydrants, and claims history affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Ware do?
A home insurance agent helps you compare policies from different insurance companies. They explain coverage types like dwelling, personal property, and liability. They also advise on optional coverages such as flood insurance, which is not included in standard policies.
Is homeowners insurance required by law in Massachusetts?
Massachusetts state law does not require homeowners insurance. However, if you have a mortgage, your lender will require you to carry a policy that covers the loan amount. Some condominium associations also require a master policy.
How do I choose a home insurance agent in Ware?
Look for an agent licensed in Massachusetts who has experience with homes in your area. Check their reviews and ask about the insurance companies they represent. An independent agent can offer quotes from multiple carriers.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.