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Compare home insurance agents in Spencer. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Spencer, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 home insurance agents in Spencer, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David F. Kelley Insurance Agency, Inc.
154 Main St, Spencer, MA 01562
(508) 885-3794
davidkelleyins.com
HUB International
369 Main St #9, Spencer, MA 01562
(508) 885-9999
hubinternational.com
McGrath Insurance, a Division of Starkweather and Shepley Insurance
130 W Main St, Spencer, MA 01562
(508) 885-6545
starshep.com
Gregson Insurance Agency Inc
369 Main St, Spencer, MA 01562
(508) 248-3800
A home insurance agent in Spencer Massachusetts can help you find a policy that meets state requirements and protects your property. Massachusetts law requires insurers to offer coverage for fire and liability, and agents can explain additional options like flood insurance. Local agents understand the risks specific to Central Massachusetts homes.
What Does a Home Insurance Agent in Spencer Cost?
The average cost of home insurance in Massachusetts is about $1,200 to $1,800 per year for a standard policy. In Spencer, rates may vary based on your homes age, location, and coverage limits. Older homes or those near wooded areas may have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Spencer do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection and personal liability. They also assist with filing claims and updating your policy.
Is home insurance required in Massachusetts?
Massachusetts does not legally require home insurance. However, most mortgage lenders require it. Without insurance, you risk losing your home if it is damaged or destroyed.
How do I choose a home insurance agent in Spencer?
Look for an agent licensed in Massachusetts with experience in local properties. Ask about their process for comparing quotes and handling claims. You can check an agents license on the Massachusetts Division of Insurance website.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.