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Home Insurance Agents in Lexington, MA

Compare home insurance agents in Lexington. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Lexington, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 home insurance agents in Lexington, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
1646 Massachusetts Ave, Lexington, MA 02420
(888) 754-8299 encharter.com
Bettinson Insurance Agency
394 Lowell St STE 5, Lexington, MA 02420
(781) 648-0128 bettinsoninsurance.com
Top Level Insurance
186 Bedford St, Lexington, MA 02420
(781) 862-8675 toplevelinsurance.com
Tonry Insurance Group, Inc. - Lexington
238 Bedford St STE 3, Lexington, MA 02420
(781) 861-1800 tonry.com
Larson Insurance
109 Massachusetts Ave, Lexington, MA 02420
(781) 646-9200 crlinsurance.com
AssuredNext Insurance
33 Bedford St STE 12, Lexington, MA 02420
(617) 826-1177 assurednext.com
Sartori Insurance
76 Bedford St STE 37, Lexington, MA 02420
(781) 861-6900 sartori-insurance.com
Salem Five Insurance Services, LLC
1666 Massachusetts Ave Suite L, Lexington, MA 02421
(781) 862-7700 salemfiveinsurance.com

Home insurance agents in Lexington Massachusetts help homeowners protect their property against risks like fire theft and weather damage. Massachusetts law requires insurers to offer coverage for certain perils and agents can explain standard HO-3 policies. Local agents understand the specific housing stock and flood zones in Lexington.

What Does a Home Insurance Agent in Lexington Cost?

The average annual home insurance premium in Massachusetts is around 1300 dollars but costs in Lexington can range from 900 to 2000 dollars per year depending on coverage levels and home value. Older homes or those with updated systems may see different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Lexington do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain deductibles liability limits and optional endorsements. They also assist with claims and policy changes after purchase.
Is home insurance required by law in Massachusetts?
Massachusetts state law does not require homeowners to carry insurance. However mortgage lenders almost always require a policy to protect their investment. Without a mortgage it is still wise to have coverage against major losses.
What factors affect home insurance costs in Lexington?
Costs depend on your homes age construction type location and replacement value. Lexington proximity to fire stations and local crime rates also matter. Your claims history and credit score can influence premiums as well.