Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 home insurance agents in Gloucester, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Prince Insurance Agency, Inc.
15 Washington St, Gloucester, MA 01930
(978) 283-7314
princeinsuranceagency.com
Babson-Elwell & Davis, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 283-1561
babson-elwell-davis.com
Carroll K Steele Insurance Agency
32 Pleasant St, Gloucester, MA 01930
(978) 283-5100
carrollsteele.com
Lauranzano Insurance Agency, Inc
44 Blackburn Center, Gloucester, MA 01930
(978) 927-8420
babson-elwell-davis.com
Palazzola Insurance Agency
1 Main St u9, Gloucester, MA 01930
(978) 283-7711
Globond Financial
118 Prospect St, Gloucester, MA 01930
(917) 523-9163
Favazza Johnson Insurance Agency
218 Main St, Gloucester, MA 01930
(978) 283-0016
Gallagher Insurance, Risk Management & Consulting
4 Railroad Ave, Gloucester, MA 01930
(800) 333-7234
locations.ajg.com
Salem Five Insurance Services, LLC
321 Gloucester Crossing Rd, Gloucester, MA 01930
(978) 283-7757
salemfiveinsurance.com
What Does a Home Insurance Agent in Gloucester Cost?
The average cost of home insurance in Massachusetts is around 1,200 to 1,500 dollars per year for a standard policy. In Gloucester costs can be higher due to coastal risks and wind exposure often ranging from 1,500 to 2,500 dollars annually. Premiums depend on your home value deductible and specific coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Gloucester do?
A home insurance agent in Gloucester helps you find a policy that covers your house and belongings. They explain Massachusetts specific coverage options like replacement cost and water backup. They also assist with claims and policy changes.
Do I need flood insurance in Gloucester Massachusetts?
Flood insurance is not required by Massachusetts state law but is often required by mortgage lenders for homes in flood zones. Gloucester is a coastal city so many properties face flood risk. Standard home policies do not cover flood damage so a separate policy from the National Flood Insurance Program is needed.
How does Massachusetts windstorm insurance work for Gloucester homes?
Massachusetts has a FAIR Plan that provides windstorm coverage for homes in high risk coastal areas like Gloucester. Private insurers may exclude wind damage in certain zones. An agent can explain the Massachusetts Property Insurance Underwriting Association options.