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Compare home insurance agents in Georgetown. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Georgetown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 home insurance agents in Georgetown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Georgetown Insurance Agency,
10 W Main St, Georgetown, MA 01833
(978) 352-8000
georgetowninsurance.com
Gilbert Insurance Agency
37 W Main St, Georgetown, MA 01833
(978) 234-5252
gilbertinsurance.com
Pingree Insurance Agency, Inc
24 E Main St, Georgetown, MA 01833
(978) 352-2533
pingreeinsurance.com
Salem Five Insurance Services, LLC
2 E Main St, Georgetown, MA 01833
(978) 352-4990
salemfiveinsurance.com
Nicholas A Consoles Insurance
11 Winter St, Georgetown, MA 01833
(978) 352-5272
Home insurance agents in Georgetown, Massachusetts help residents find coverage for single-family homes, condos, and rental properties. Massachusetts law requires insurers to offer coverage for fire, theft, and liability, but flood insurance is not included in standard policies. Many agents in Essex County can explain local risks like nor'easter damage and recommend appropriate deductibles.
What Does a Home Insurance Agent in Georgetown Cost?
The average cost of home insurance in Massachusetts is about $1,200 to $1,800 per year for a typical single-family home, but rates in Georgetown may vary based on the home age, construction type, and proximity to water. Policies with higher deductibles can lower premiums, while adding flood or earthquake coverage increases costs. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Georgetown do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain Massachusetts-specific options like dwelling replacement cost and personal liability limits. Agents also assist with filing claims and updating coverage after renovations.
Do I need flood insurance for my Georgetown home?
Flood insurance is not required by Massachusetts law, but mortgage lenders may require it if your home is in a flood zone. Georgetown has areas near the Parker River that are at risk for flooding. An agent can help you purchase a separate flood policy through the National Flood Insurance Program.
How does Massachusetts law affect my home insurance policy?
Massachusetts requires insurers to offer coverage for fire, theft, and personal liability in standard homeowners policies. The state also has a windstorm deductible for coastal areas, which may apply to Georgetown. Your agent can explain how these rules affect your premium and coverage limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.