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Home Insurance Agents in Franklin, MA

Looking for a home insurance agent in Franklin? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Franklin, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 home insurance agents in Franklin, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Berry Insurance
31 Hayward St Ste J, Franklin, MA 02038
(508) 528-5200 berryinsurance.com
Deland, Gibson Insurance Associates — Franklin
51 W Central St, Franklin, MA 02038
(508) 528-3310 delandgibson.com
Neighborhood Insurance
Franklin Center Commons II, 17 Main St, Franklin, MA 02038
(508) 528-5100 neighborhoodinsurance.com
Guardian Angel Insurance
195 Main St #2, Franklin, MA 02038
(339) 219-1333

A home insurance agent in Franklin Massachusetts can help you find a policy that fits your property and budget. Massachusetts requires all homeowners to carry a minimum level of coverage for certain perils. An agent can explain local risks and help you choose the right deductibles and endorsements.

What Does a Home Insurance Agent in Franklin Cost?

The average cost of home insurance in Massachusetts is about 1,200 to 1,800 per year for a standard policy. In Franklin, rates can vary based on your homes age, construction type, and distance from a fire station. Premiums also depend on your credit score and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Franklin do?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits, deductibles, and exclusions. They also assist with claims and policy changes.
Do I need flood insurance in Franklin Massachusetts?
Standard home insurance does not cover flood damage. Franklin is near the Charles River and some areas may be in a flood zone. Your agent can help you decide if a separate flood policy is needed.
How do Massachusetts insurance laws affect my home policy?
Massachusetts law requires insurers to offer coverage for fire, theft, and liability. The state also has a strict time limit for filing claims after a loss. Your agent can explain these rules and how they apply to your situation.