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Find Home Insurance Agents in Chelsea, MA

Looking for a home insurance agent in Chelsea? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Chelsea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 home insurance agents in Chelsea, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea
186 Broadway, Chelsea, MA 02150
(617) 884-2700 prtinsurance.com
Bello Insurance Agency
25A Williams St, Chelsea, MA 02150
(617) 370-5855 belloinsuranceagency.com
Metro Boston Insurance Agency
300 Eastern Ave, Chelsea, MA 02150
(617) 884-5480 metrobostoninsurance.com
Christopher Kokoras Insurance Agency, Inc
688 Broadway, Chelsea, MA 02150
(617) 738-8143 kokorasinsurance.com
JB Insurance Agency, Inc.
18 Washington Ave, Chelsea, MA 02150
(617) 884-8282
Stable Insurance LLC
908 Broadway, Chelsea, MA 02150
(617) 586-2036
Edward A Mc Carthy Insurance
90 Everett Ave 1st Floor, Chelsea, MA 02150
(617) 889-0309 mccarthyinsurance.com
Louis J Brudnick & Sons
100 Everett Ave # 1, Chelsea, MA 02150
(617) 889-1100 ljbrudnick.com
Plus Insurance Inc
100 Everett Ave # 1, Chelsea, MA 02150
(617) 889-4101

A home insurance agent in Chelsea Massachusetts can help you find a policy that meets state requirements and protects your property. Massachusetts law does not require homeowners insurance but mortgage lenders usually do. Agents in Chelsea understand local risks like coastal weather and older housing stock.

What Does a Home Insurance Agent in Chelsea Cost?

The average cost of homeowners insurance in Massachusetts is about 1,200 to 1,800 per year for a standard policy. In Chelsea rates may be higher due to coastal exposure and older homes. Actual costs vary based on coverage limits deductibles and property specifics. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Chelsea do?
A home insurance agent helps you compare policies from different companies. They explain coverage types like dwelling protection and liability. They also help you file claims and adjust coverage as your needs change.
Is home insurance required by law in Massachusetts?
Massachusetts state law does not require homeowners insurance. However most mortgage lenders require it as a condition of the loan. If you have a mortgage you must carry insurance that meets the lenders minimum requirements.
What factors affect home insurance cost in Chelsea?
Costs depend on your homes age construction type and location. Chelsea is near the coast so wind and flood risk can raise premiums. Your credit score and claims history also affect the rate you are offered.