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Directory of home insurance agents in Andover, Massachusetts. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 home insurance agents in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Segreve & Hall Insurance Associates Inc.
1 Tech Dr, Andover, MA 01810
(978) 975-1300
segrevehall.com
The Andover Companies
95 Old River Rd, Andover, MA 01810
(978) 475-3300
andovercompanies.com
HUB International
300 Ballardvale St, Andover, MA 01810
(978) 657-5100
hubinternational.com
My Family Life Insurance
300 Brickstone Square Suite 201, Andover, MA 01810
(800) 645-9841
myfamilylifeinsurance.com
Doherty Insurance Inc
21 Elm St, Andover, MA 01810
(978) 475-0260
dohertyinsurance.com
Samel Insurance Inc
15 Central St, Andover, MA 01810
(978) 474-0810
samel-ins.com
Howe Insurance Agency
4 Punchard Ave, Andover, MA 01810
(978) 475-0400
howeins.com
MATTHEW DEVINE: Allstate Insurance
300 Brickstone Square Ste 201, Andover, MA 01810
(978) 933-4019
agents.allstate.com
Home insurance agents in Andover Massachusetts help homeowners find coverage that meets state requirements and local risks. Massachusetts law mandates that standard homeowners policies include fire and lightning coverage under the Massachusetts Standard Fire Policy. Agents in Andover can guide you through options for dwelling coverage, personal property protection, and liability insurance tailored to Merrimack Valley properties.
What Does a Home Insurance Agent in Andover Cost?
The average cost of home insurance in Massachusetts is around $1,200 to $1,800 per year for a standard policy with $300,000 in dwelling coverage. Actual rates in Andover depend on factors like your home age, construction type, credit score, and claims history. Older homes or properties near wooded areas may have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Andover do?
A home insurance agent in Andover helps you compare policies from different carriers to find coverage that fits your home and budget. They explain Massachusetts-specific rules like the mandatory fire policy and optional endorsements for flood or sewer backup. Agents also assist with claims and policy changes after you buy a policy.
Do I need special coverage for an older home in Andover?
Yes older homes in Andover may need modified coverage because replacement costs can be higher than market value. Massachusetts agents often recommend ordinance or law coverage for homes built before modern building codes. This helps pay for upgrades required by local codes after a covered loss.
How do Massachusetts weather risks affect home insurance in Andover?
Andover experiences nor easters and winter storms that can cause wind and snow damage. Standard Massachusetts policies cover wind but exclude flood damage from storm surge or heavy rain. Agents can advise on separate flood insurance through the National Flood Insurance Program for properties in flood zones.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.