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Browse home insurance agents serving Amherst, Massachusetts. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 home insurance agents in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305
encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100
bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Facilities Insurance Co
201 Natural Resources Rd, Amherst, MA 01003
(413) 992-5652
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555
amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921
Five College Home Insurance Solutions
64 Spring St #12, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Home insurance agents in Amherst Massachusetts help homeowners protect their property against risks like fire, theft, and weather damage. Massachusetts law requires lenders to have proof of insurance for mortgaged homes, and agents can guide you to meet these requirements. They also explain how local factors like proximity to the Quabbin Reservoir or historic district rules affect your policy.
What Does a Home Insurance Agent in Amherst Cost?
The average cost of home insurance in Massachusetts is about $1,200 to $1,800 per year for a standard policy, but rates in Amherst vary based on home value, age, and claims history. Older homes in Amherst may have higher premiums due to wiring or plumbing risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Amherst do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain policy details, such as dwelling coverage and personal property limits, and assist with claims. In Massachusetts, agents must be licensed by the state Division of Insurance.
Do I need flood insurance in Amherst?
Standard home insurance does not cover flood damage, but Amherst is in a flood zone for some areas near the Connecticut River. Your agent can help you purchase a separate flood policy through the National Flood Insurance Program. Massachusetts law does not require flood insurance, but your lender may mandate it.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.