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Compare home insurance agents in Middle River. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Middle River, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 home insurance agents in Middle River, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug J Kottraba Jr - State Farm Insurance Agent
1515 Martin Blvd Ste 207, Middle River, MD 21220
(410) 687-7747
dougkottraba.com
Niyi Aladetohun: Allstate Insurance
105 Carroll Island Rd Ste D, Middle River, MD 21220
(410) 335-1273
agents.allstate.com
Emmanuel Onyekwere: Allstate Insurance
3009 Eastern Blvd B, Middle River, MD 21220
(410) 574-6400
agents.allstate.com
Austen's Insurance Agency
3407 Eastern Blvd, Middle River, MD 21220
(410) 686-4700
austensinsurance.com
Nationwide Insurance: Dale D Davis Enterprises, Inc.
3 Middle River Rd, Middle River, MD 21220
(410) 687-5493
Home insurance agents in Middle River, Maryland help residents find coverage for their homes and personal property. Maryland law requires insurers to offer coverage for certain perils, but homeowners can choose additional protections. A local agent can explain policy options and help you understand how Maryland insurance regulations affect your coverage.
What Does a Home Insurance Agent in Middle River Cost?
Home insurance costs in Maryland average around $1,200 to $1,500 per year for standard coverage, but rates in Middle River can vary. Factors like the age of your home, its distance from the water, and your coverage limits will affect the price. A typical policy might cost between $800 and $2,500 annually depending on these variables. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Middle River do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They explain policy terms, coverage limits, and deductibles. They also assist with filing claims and updating your policy as your situation changes.
Is home insurance required in Maryland?
Maryland law does not require homeowners to carry home insurance. However, mortgage lenders typically require it as a condition of the loan. Without coverage, you risk financial loss from fire, theft, or other disasters.
What factors affect home insurance costs in Middle River?
Costs are influenced by your home value, location, age of the property, and claims history. Proximity to the Chesapeake Bay may increase flood risk, which can affect rates. Your credit score and chosen deductible also impact the premium.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.