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Find Home Insurance Agents Near You in Lusby, MD

Looking for a home insurance agent in Lusby? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Lusby, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 home insurance agents in Lusby, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kenneth Struhar: Allstate Insurance
12865 H G Trueman Rd Ste U-2, Lusby, MD 20657
(410) 200-9913 agents.allstate.com
Jetmore Insurance Group, Inc.
9545 H G Trueman Rd, Lusby, MD 20657
(410) 394-9000 jetmoreinsurancegroup.com
Judy A Sawyer Health Insurance Agent
11030 Hemlock Dr, Lusby, MD 20657
(301) 643-5159 neweralife.com
Allstate - SOMD Insurance and Financial Services, Inc.
12865 H G Trueman Rd, Lusby, MD 20657
(410) 200-9913 agents.allstate.com

Home insurance agents in Lusby Maryland help homeowners protect their property against risks like storms fire and theft. Maryland law requires insurers to offer specific coverages such as dwelling replacement cost and personal liability. Local agents can explain how Maryland insurance regulations affect your policy and claims process.

What Does a Home Insurance Agent in Lusby Cost?

The average cost of home insurance in Maryland is around 1,200 to 1,500 per year for a standard policy. Factors like home value location and coverage limits affect the price. Lusby homeowners may see rates influenced by proximity to the Chesapeake Bay and storm risk. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Lusby do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like dwelling protection personal property and liability. They also assist with claims and policy changes.
Is home insurance required in Maryland?
Maryland law does not require home insurance for homeowners. However mortgage lenders usually require it. Without insurance you risk financial loss from damage or lawsuits.
How do Maryland insurance laws affect my policy?
Maryland requires insurers to offer replacement cost coverage for dwellings. The state also has a three year statute of limitations for filing a lawsuit after a claim denial. Your agent can explain these rules in detail.