Skip to main content

Compare Home Insurance Agents in Haughton, LA

Directory of home insurance agents in Haughton, Louisiana. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Haughton, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 3 home insurance agents in Haughton, LA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lisa Dilts - State Farm Insurance Agent
153 S Elm St #500, Haughton, LA 71037
(318) 949-4162 diltsinsurance.com
American Quality Insurance Agency
954 US-80 #300, Haughton, LA 71037
(318) 949-9428 progressiveagent.com
Buster Constanzi Insurance Inc.
1400 US-80, Haughton, LA 71037
(318) 268-3266 buster4insurance.com

Home insurance agents in Haughton, Louisiana help residents find coverage for their homes against risks like hurricanes and fire. Louisiana law requires insurers to offer wind and hail coverage in certain areas, and agents can explain these requirements. Working with a local agent ensures you understand policy details and state-specific regulations.

What Does a Home Insurance Agent in Haughton Cost?

The average cost of home insurance in Louisiana is around $2,000 to $3,000 per year for a standard policy, but rates vary by location, home value, and coverage level. In Haughton, factors like proximity to flood zones and the age of your home can affect premiums. Deductibles for wind and hail damage are often separate and may be higher than standard deductibles. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Haughton do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain Louisiana-specific rules, such as the 30-day grace period for premium payments after a nonpayment notice. Agents also assist with filing claims and understanding deductibles.
Is wind and hail coverage required for homes in Haughton?
Louisiana law requires insurers to offer wind and hail coverage in coastal zones, and Haughton may fall under this rule depending on your location. You can accept or reject the offer in writing, but rejecting it means you will not have coverage for wind or hail damage. An agent can help you decide based on your property and risk.
How do I choose a home insurance agent in Haughton?
Look for an agent licensed in Louisiana who has experience with local risks like hurricanes and flooding. Ask about their knowledge of the Louisiana Insurance Guaranty Association, which protects policyholders if an insurer fails. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.