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Compare home insurance agents in Independence. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 9 home insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Unit 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Fast Track Insurance LLC
2055 Centennial Blvd, Independence, KY 41051
(859) 365-2570
huntington.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
A home insurance agent in Independence Kentucky can help you find a policy that meets your needs and complies with state law. Kentucky requires all homeowners policies to include a minimum amount of dwelling coverage and liability protection. An agent can explain how local risks like severe storms and flooding may affect your premium.
What Does a Home Insurance Agent in Independence Cost?
The average cost of homeowners insurance in Kentucky is about 1,200 to 1,800 dollars per year for a standard policy. In Independence, rates may vary based on your homes age, location, and construction materials. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Independence do?
A home insurance agent helps you compare policies from different insurers to find the right coverage for your home. They explain policy terms, deductibles, and exclusions. They also assist with filing claims and updating your coverage as your needs change.
Is home insurance required by law in Kentucky?
Kentucky does not legally require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Without insurance, you risk financial loss from fire, theft, or storm damage.
How can I find a licensed home insurance agent in Independence?
You can search the Kentucky Department of Insurance website to verify an agents license. You can also ask for referrals from friends or real estate agents. Many local agencies serve Independence and nearby areas.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.