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Compare Home Insurance Agents in Highland Heights, KY

Directory of home insurance agents in Highland Heights, Kentucky. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Highland Heights, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 home insurance agents in Highland Heights, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Justin Kreimer: Allstate Insurance
2021 Alexandria Pike Ste A, Highland Heights, KY 41076
(859) 441-9652 agents.allstate.com
Lora L. Lee: Allstate Insurance
2021 Alexandria Pike Ste A, Highland Heights, KY 41076
(859) 441-9652 agents.allstate.com

Home insurance agents in Highland Heights Kentucky help residents protect their homes and belongings. Kentucky law requires insurers to offer coverage for wind and hail damage but does not mandate flood insurance. Local agents can explain how Kentucky specific regulations affect your policy options and premiums.

What Does a Home Insurance Agent in Highland Heights Cost?

The average cost of homeowners insurance in Kentucky is around 1400 to 1800 dollars per year for a standard policy. Rates in Highland Heights may vary based on your homes age, construction type, and proximity to fire stations. Your deductible amount and coverage limits also affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Highland Heights do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy details such as dwelling coverage, personal property limits, and liability protection. Agents also assist with claims and policy changes after you purchase a plan.
Do I need flood insurance in Highland Heights Kentucky?
Flood insurance is not required by Kentucky state law, but mortgage lenders may require it if your home is in a flood zone. Highland Heights is near the Ohio River and Licking River, so some areas have higher flood risk. An agent can help you determine if flood insurance is a good choice for your property.