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Browse home insurance agents serving Covington, Kentucky. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Covington, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 8 home insurance agents in Covington, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Riverfront Insurance Partners
525 W 5th St Suite 235A, Covington, KY 41011
(859) 512-8325
riverfrontinsurancepartners.com
Phil Hale Insurance
36 W Pike St 3rd floor, Covington, KY 41017
(513) 619-1611
Best Insurance Services Inc
6 E 5th St, Covington, KY 41011
(859) 279-0892
Curt Nortman - State Farm Insurance Agent
4333 Winston Ave, Covington, KY 41015
(859) 491-0438
covingtoncarinsurance.com
ThriveSure Insurance KY
530 Madison Ave, Covington, KY 41011
(859) 474-5684
huntington.com
Shelter Insurance - Shawn Moore
6200 Taylor Mill Rd, Covington, KY 41015
(859) 356-5688
shelterinsurance.com
Gallagher Insurance, Risk Management & Consulting
100 E Rivercenter Blvd Suite 800, Covington, KY 41011
(859) 581-2088
assuredpartners.com
TERRILL WILLIAMS: Allstate Insurance
1671 Park Rd #10, Covington, KY 41011
(859) 344-8588
agents.allstate.com
Home insurance agents in Covington Kentucky help you find coverage for your house and belongings. Kentucky law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the specific risks for homes in Northern Kentucky including weather events and river flooding.
What Does a Home Insurance Agent in Covington Cost?
The average cost of home insurance in Kentucky is around 1,200 to 1,800 dollars per year for a standard policy. In Covington, rates may be higher due to flood risk and older housing stock. Factors like your homes age, roof condition, and credit score affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Covington do?
A home insurance agent in Covington helps you compare policies from different insurers. They explain coverage options like dwelling protection and personal property coverage. They also assist with filing claims and updating your policy when needed.
Do I need flood insurance for my Covington home?
Standard home insurance policies do not cover flood damage. Covington is near the Ohio River so flood insurance may be required by your lender. You can buy flood insurance through the National Flood Insurance Program or a private insurer.
How do I choose a home insurance agent in Kentucky?
Look for a licensed agent who works with multiple insurance companies. Ask about their experience with homes in Covington and Kenton County. Check their customer reviews and confirm they are in good standing with the Kentucky Department of Insurance.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.