The top-rated home insurance agent in Lawrence, Kansas is Tim Waltrip: Allstate Insurance, rated 4.9 stars across 255 reviews. Other highly rated options include ICT Insurance Team, Farmers Insurance - Kristi Keefer, Farm Bureau Financial Services: John Magnuson. This directory lists 20 home insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Waltrip: Allstate Insurance | 2321 Harper St | (785) 843-2532 |
| 2 | ICT Insurance Team | 2336 Ridge Ct Ste. A | (785) 843-0511 |
| 3 | Farmers Insurance - Kristi Keefer | 3300 Mesa Way STE C | (785) 843-7511 |
| 4 | Farm Bureau Financial Services: John Magnuson | 3115 W 6th St STE B | (785) 330-9900 |
| 5 | Miller Insurance | 2336 Ridge Ct Ste. A | (785) 503-9089 |
| 6 | Edie Insurance Group, LLC. | 3109 W 6th St A | (785) 856-3343 |
| 7 | Rochelle Tramp - State Farm Insurance Agent | 4205 W 6th St Ste A | (785) 842-6288 |
| 8 | JCK Health Insurance | 120 E 9th St Suite #104 | (785) 393-8025 |
| 9 | Justin Moravec American Family Insurance | 4106 W 6th St C | (785) 841-6776 |
| 10 | Jenny Huber American Family Insurance | 2420 Iowa St | (785) 843-6591 |
Tim Waltrip: Allstate Insurance provides home insurance services for residential properties in Lawrence, Kansas, along with commercial coverage options for local businesses operating in the area. The agency serves clients throughout the region with policies designed to protect homes and assets from common risks. Customers can return for timely follow-up on claims or policy adjustments, ensuring coverage stays current between their regular home and business insurance reviews.
ICT Insurance Team in Lawrence, Kansas is known for helping local homeowners secure coverage that protects their property and personal assets. Their services include assisting clients in selecting appropriate dwelling protection and liability coverage tailored to individual needs. The team guides residents through the process of understanding policy details and coverage limits. Additional offerings may include personalized risk assessments for properties. To complement standard plans, ICT Insurance Team can also add on personal umbrella liability coverage for extra protection beyond basic policy limits.
Farmers Insurance - Kristi Keefer provides a range of home insurance services tailored to property owners in Lawrence, Kansas. It offers standard policies covering dwelling protection, personal liability, and contents coverage, alongside options for additional riders or endorsements to customize a plan. Maintenance support includes guidance on preventive measures and assistance with filing claims when damage occurs. The agency helps clients insure single-family homes, multi-unit apartments, commercial retail spaces, and local restaurants needing protection for their buildings and equipment.
Farm Bureau Financial Services: John Magnuson serves the Lawrence, Kansas, area as a local home insurance agent. The agency helps homeowners by explaining essential coverage options for single-family houses and residential properties. It assists clients in selecting appropriate dwelling, personal property, and liability protections that address common regional weather and liability concerns. Policyholders can receive guidance on adjusting deductibles, bundling policies, and understanding replacement cost valuations. The agency specifically handles claims assistance for storm damage and reviews coverage limits during annual policy check-ins for homes in Lawrence.
Homeowners in Lawrence, Kansas, turn to Miller Insurance for guidance on protecting their property against local risks like severe storms and hail. The agency helps clients select coverage that addresses replacement costs and liability concerns, aiming to secure their financial interests. Tailoring policies to individual needs is a standard part of their consultations. Residents of nearby Eudora also benefit from the same level of detailed attention to their home insurance requirements.
Edie Insurance Group, LLC. in Lawrence, KS differentiates between one-time policy purchases for a single dwelling and ongoing coverage options that allow for periodic adjustments as property needs change. They provide homeowners with policies protecting against common perils such as fire, wind, and theft. Available coverage can extend to liability protection and personal property for structures of various ages. Consultations typically run on a scheduled basis to review policy limits and renewal terms.
Rochelle Tramp's State Farm Insurance Agency serves Lawrence, Kansas, and the surrounding communities in Douglas County. As a home insurance agent, it handles policies that protect single-family homes, condos, and rental properties against common local risks. The agency works with homeowners to review coverage options for the structure, personal belongings, and liability protection. For a typical job, it starts by assessing the property's specific location and condition to recommend an appropriate policy that fits the homeowner's budget and needs.
As a home insurance agent in Lawrence, Kansas, JCK Health Insurance specializes in tailoring coverage for standard single-family homes and rental properties. It guides local residents through policy options to protect their dwellings and personal belongings from common perils. The agency also assists with liability protection for accidents on the property. During the spring storm season, it helps clients review and update their policies to ensure adequate coverage against wind and hail damage common to the area.
As spring storms roll across Lawrence, homeowners often review their coverage for hail and wind damage. Justin Moravec American Family Insurance addresses these needs by tailoring home insurance policies that match local property risks and personal circumstances. Agents work closely with clients to explain coverage options, deductibles, and liability protections, ensuring the policy reflects the full value of the home and its contents. The process begins with a thorough evaluation of the property to document its current condition, age, and unique features.
Jenny Huber American Family Insurance assists Lawrence property owners in securing appropriate home coverage, including supplemental protections for valuable items and water backup events. The agency works to tailor policies that address common regional weather risks. Individual homeowners, renters, and condominium occupants can receive detailed policy guidance. Beyond residential properties, the firm also handles insurance needs for local commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Lawrence Cost?
The average cost of homeowners insurance in Kansas is around $1,800 per year for a standard policy, but rates vary widely based on home value, location, and coverage limits. Lawrence homeowners may pay between $1,200 and $2,500 annually depending on factors like age of the home and proximity to fire stations. This is general information, not insurance advice.
About home insurance agents in Lawrence
Home insurance agents in Lawrence, Kansas help homeowners protect their property against risks like tornadoes and hail. Kansas law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can guide you through standard policies and optional endorsements for wind or flood damage.
Frequently Asked Questions
What does a home insurance agent in Lawrence do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain deductibles, liability limits, and replacement cost options. Agents also assist with filing claims and updating your policy after renovations.
Do I need special coverage for tornado damage in Kansas?
Standard home insurance policies in Kansas usually cover wind damage from tornadoes. However, flood damage is not included and requires a separate policy. Your agent can help you assess your risk and add appropriate endorsements.
How does Kansas law affect home insurance claims?
Kansas has a statute of limitations for filing a lawsuit on a property insurance claim, generally two years from the date of loss. You must also report a claim promptly to your insurer. An agent can explain these deadlines and your rights under Kansas law.
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