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Find Home Insurance Agents Near You in Cedar Lake, IN

Directory of home insurance agents in Cedar Lake, Indiana. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Cedar Lake, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 7 home insurance agents in Cedar Lake, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aron Schuhrke - State Farm Insurance Agent
7515 Lake Shore Dr, Cedar Lake, IN 46303
(219) 374-5400 agentonthelake.com
Howe Insurance Services
13124 Wicker Ave, Cedar Lake, IN 46303
(219) 390-7370 insurewithhowe.com
Michael Lukacs: Allstate Insurance
13306 Lincoln Plz Wy, Cedar Lake, IN 46303
(219) 227-4676 agents.allstate.com
Legacy Insurance Group
12634 Wicker Ave, Cedar Lake, IN 46303
(219) 374-5544 legacyinsgroup.com
Acron Insurance Agency - Doris Mager
9744 W 133rd Ave, Cedar Lake, IN 46303
(219) 374-5355
Farmers Insurance - Brian Gifford
13530 Morse St, Cedar Lake, IN 46303
(219) 627-3151 agents.farmers.com
Farmers Insurance - Heidi K. Mees
13115 Wicker Ave Ste D, Cedar Lake, IN 46303
(219) 374-9511 agents.farmers.com

Home insurance agents in Cedar Lake Indiana help residents protect their homes and belongings. Indiana law requires insurers to offer coverage for wind and hail damage but does not require homeowners to carry insurance. A local agent can explain policy options and help you meet lender requirements if you have a mortgage.

What Does a Home Insurance Agent in Cedar Lake Cost?

The average cost of home insurance in Indiana is around 1,200 to 1,500 dollars per year for a standard policy, but rates in Cedar Lake may vary based on your homes age, location, and coverage limits. Flood insurance is separate and costs extra, especially for homes near the lake. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Cedar Lake do?
A home insurance agent helps you compare policies from different companies and choose the right coverage for your home. They explain deductibles, liability limits, and special endorsements for risks like sewer backup. Agents also assist with filing claims and updating your policy as your needs change.
Is home insurance required by law in Indiana?
Indiana does not have a state law requiring homeowners to carry insurance. However, if you have a mortgage, your lender will require you to have a policy that covers at least the loan amount. Many homeowners also choose coverage to protect against fire, theft, and weather damage.
How do I choose a home insurance agent in Cedar Lake?
Look for an agent who is licensed in Indiana and has experience with homes in Lake County. Ask about their knowledge of local risks such as flooding near Cedar Lake. You can check an agents license status through the Indiana Department of Insurance website.