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Find Home Insurance Agents Near You in Waukegan, IL

Browse home insurance agents serving Waukegan, Illinois. Updated 2026-07-14.

The top-rated home insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 689 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Freeway Insurance, Tim Vinson - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Waukegan.

Showing 20 home insurance agents in Waukegan, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Manuel Torres - State Farm Insurance Agent1520 Washington St(847) 782-1475
2Illinois Vehicle Auto Insurance3026 Belvidere Rd(847) 790-7002
3Freeway Insurance701 N Lewis Ave(847) 777-4582
4Tim Vinson - State Farm Insurance Agent2730 Grand Ave(847) 263-6996
5Farmers Insurance - Daniel Cahue102 S Genesee St(224) 637-3448
6Silvia V Chacon Agency Inc American Family Insurance2009 N Green Bay Rd(847) 775-1818
7Martinez Insurance Group2243 Belvidere Rd(847) 596-7447
8Seguros Tepeyac | Tepeyac Insurance Agency1820 Washington St(847) 599-8700
9Talro Insurance Inc1055 N Green Bay Rd(847) 244-5656
10Nauta Insurance Agency Inc2111 Washington St(847) 662-8750
MT
1520 Washington St
Manuel Torres - State Farm Insurance Agent
Home Insurance Agent · Waukegan, IL

Manuel Torres - State Farm Insurance Agent serves homeowners and small business owners in Waukegan, Illinois, by offering tailored home insurance policies that protect properties against common local risks. As a home insurance agent, the agency helps clients evaluate coverage needs for dwellings, personal belongings, and liability protection. The office provides personalized consultations to explain policy options and claims support. It also extends its services to nearby communities such as North Chicago and Zion in Lake County.

IV
3026 Belvidere Rd
Illinois Vehicle Auto Insurance
Home Insurance Agent · Waukegan, IL

Illinois Vehicle Auto Insurance is a Home Insurance Agent in Waukegan, Illinois, known for providing property coverage solutions to local homeowners. The company serves clients throughout the greater Lake County area, offering policies that protect dwellings against common risks such as fire, theft, and weather damage. Its agents assist in tailoring coverage to meet individual property needs. A specialty service the firm can add on is flood insurance for homes in nearby floodplain zones.

FI
701 N Lewis Ave
Freeway Insurance
Home Insurance Agent · Waukegan, IL

Freeway Insurance serves Waukegan and the surrounding Lake County area as a provider of home insurance agent services. The agency assists local homeowners in finding coverage policies that protect residential properties and personal belongings against common risks and unforeseen events. Policies typically address structural damage, liability protection, and contents coverage. Freeway Insurance specifically helps clients in this region secure dwelling protection and personal property coverage tailored to the needs of Waukegan homeowners.

TV
2730 Grand Ave
Tim Vinson - State Farm Insurance Agent
Home Insurance Agent · Waukegan, IL

Tim Vinson - State Farm Insurance Agent in Waukegan, IL, provides a full range of home insurance services, including coverage for property damage, liability protection, and personal belongings. The company offers flexible plans tailored to individual needs, with options for adding endorsements such as flood or earthquake coverage. Policies include routine maintenance support and claim assistance. This agency serves various property types, from single-family homes and apartments to retail spaces and restaurants.

FI
102 S Genesee St
Farmers Insurance - Daniel Cahue
Home Insurance Agent · Waukegan, IL

Farmers Insurance - Daniel Cahue serves the Waukegan, Illinois area and its surrounding communities, handling home insurance needs for local homeowners. The agency provides homeowners with standard coverage options designed to protect their property and personal belongings. Typical policies address risks such as fire, theft, and weather-related damage to dwelling structures and detached buildings. To handle a typical job, the agent meets with clients to review their existing property and liability exposures, then tailors a coverage plan that aligns with the homeowner's risk tolerance and budget.

SV
2009 N Green Bay Rd
Silvia V Chacon Agency Inc American Family Insurance
Home Insurance Agent · Waukegan, IL

Silvia V Chacon Agency Inc American Family Insurance serves Waukegan, IL by helping clients distinguish between a single, one-time policy purchase for a new home and ongoing coverage adjustments or renewals as needs evolve. A home insurance agent can tailor liability protection and dwelling coverage to local weather and property risks in the area. The agent is available to provide guidance on both occasions and provides service on an as-needed basis for policy questions or claims support.

MI
2243 Belvidere Rd
Martinez Insurance Group
Home Insurance Agent · Waukegan, IL

With the arrival of spring storms and melting snow in Waukegan, many homeowners begin to worry about basement flooding and roof damage. Martinez Insurance Group responds to these seasonal concerns by carefully assessing each property’s unique exposure to local weather risks. Their home insurance agents work directly with clients to clarify policy options and identify appropriate coverage for common regional hazards like wind and hail. The process typically begins with a convenient inspection of the home’s exterior, foundation, and key systems to support accurate risk evaluation.

ST
1820 Washington St
Seguros Tepeyac | Tepeyac Insurance Agency
Home Insurance Agent · Waukegan, IL

Offering tailored home insurance policies, Seguros Tepeyac | Tepeyac Insurance Agency in Waukegan, IL specializes in protecting local properties with customized coverage. The agency also provides general residential insurance solutions, including liability and dwelling protection. It assists homeowners in navigating policies for standard single-family homes and rental properties within the community. During severe Illinois winters, it helps clients evaluate coverage for ice dam damage and frozen pipe repairs, ensuring homes remain safeguarded against seasonally specific structural risks.

TI
1055 N Green Bay Rd
Talro Insurance Inc
Home Insurance Agent · Waukegan, IL

Talro Insurance Inc in Waukegan, IL provides home insurance agent services, assisting clients with standard policies for residential properties. The company also specializes in arranging additional coverage options such as flood insurance and personal property endorsements to meet local needs. Operating in the area, the agent helps homeowners address common risks like storm damage and liability. Talro Insurance Inc can serve commercial sectors including offices, warehouses, and food service establishments requiring tailored property protection.

NI
2111 Washington St
Nauta Insurance Agency Inc
Home Insurance Agent · Waukegan, IL

Providing a full range of home insurance policies, Nauta Insurance Agency Inc in Waukegan, Illinois, helps clients select coverage tailored to their needs. Standard maintenance plans are explained clearly so homeowners understand their deductibles, liability limits, and replacement cost options. The agency guides customers through loss prevention recommendations and claims procedures with clarity and patience. Its services cover single-family homes, apartment buildings, retail storefronts, and restaurants.

MT
1428 N Lewis Ave
Manuel Torres - State Farm Insurance Agent
Home Insurance Agent · Waukegan, IL
(847) 244-0400
manueltorres2.com
NI
229 S Green Bay Rd
Need Insurance Plus More
Home Insurance Agent · Waukegan, IL
(847) 599-1530
facebook.com/needinsuranceplusmore
MI
2312 Grand Ave
Magnum Insurance Agency
Home Insurance Agent · Waukegan, IL
(847) 596-8185
magnuminsurance.com/location/waukegan
NI
328 S Green Bay Rd
Northwest Insurance Network
Home Insurance Agent · Waukegan, IL
(847) 263-0600
northwestinsurance.com
PA
229 S Green Bay Rd
Progressive Authorized Agent Elizabeth Vaca
Home Insurance Agent · Waukegan, IL
(847) 599-1530
about.me/needinsurance
SI
1906 Grand Ave
Selecto Insurance
Home Insurance Agent · Waukegan, IL
(847) 625-6400
forms.gle/9oXsyMiCoaubwuT76
AI
2744 Grand Ave
Alamo Insurance & Financial Service
Home Insurance Agent · Waukegan, IL
(847) 239-5481
alamoinsurancewaukeganil.com
AI
2106 Grand Ave
ANGUIANO INSURANCE AGENCY & TAX
Home Insurance Agent · Waukegan, IL
(847) 672-8596
FI
430 N Green Bay Rd
Farmers Insurance - Michael Alvarez
Home Insurance Agent · Waukegan, IL
(224) 944-0969
agents.farmers.com/il/waukegan/michael-alvarez
NI
229 S Green Bay Rd
Need Insurance Plus More Corp
Home Insurance Agent · Waukegan, IL
(847) 599-1530
needinsuranceplusmore.com

What Does a a Home Insurance Agent in Waukegan Cost?

The average cost of home insurance in Illinois is about 1,200 to 1,500 dollars per year for a typical policy. In Waukegan, rates may be higher due to lake proximity and local crime statistics. Costs vary based on home value, age, and coverage limits. This is general information and not insurance advice.

About home insurance agents in Waukegan

Home insurance agents in Waukegan Illinois help you find coverage that protects your home and belongings. Illinois law requires insurers to offer replacement cost coverage for dwelling policies. Agents can explain local risks like winter freeze damage and Lake Michigan weather patterns.

Frequently Asked Questions

What does a home insurance agent in Waukegan do?

A home insurance agent helps you compare policies from different insurers to find coverage that fits your home and budget. They explain policy terms and assist with claims. Agents in Waukegan know local risks like flooding near the lake and severe storms.

Do I need flood insurance in Waukegan Illinois?

Standard home insurance policies do not cover flood damage. Waukegan is near Lake Michigan and some areas are in flood zones. Your agent can help you decide if a separate flood policy from the National Flood Insurance Program is needed.

How does Illinois law affect home insurance in Waukegan?

Illinois law requires insurers to provide a notice of cancellation or nonrenewal at least 30 days in advance. The state also mandates that insurers offer replacement cost coverage for dwelling policies. Your agent can explain these protections.

Home Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.