The top-rated home insurance agent in Urbana, Illinois is Brian Hanson - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Freeway Insurance, Grant Scofield - State Farm Insurance Agent, The Wesselman Agency : COUNTRY Financial. This directory lists 11 home insurance agents serving Urbana.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Hanson - State Farm Insurance Agent | 408 N Race St STE A | (217) 344-1900 |
| 2 | Freeway Insurance | 1112 W University Ave | (217) 666-6012 |
| 3 | Grant Scofield - State Farm Insurance Agent | 1405 E Florida Ave | (217) 384-5727 |
| 4 | The Wesselman Agency : COUNTRY Financial | 2740 S Philo Rd Ste B | (217) 352-3466 |
| 5 | Farmers Insurance - Michael Rumsey | 1606 Willow View Rd # 1B | (217) 363-3030 |
| 6 | Dan Punkay - COUNTRY Financial Representative | 2740 S Philo Rd Ste B | (217) 328-0023 |
| 7 | Sticklen Insurance Agency | 3109 Tatman Ct Unit 101 | (217) 328-1612 |
| 8 | Brandy Reyna Agency LLC American Family Insurance | 909 N Cunningham Ave b | (217) 337-4988 |
| 9 | Michael Rudicil: Allstate Insurance | 909 N Cunningham Ave | (217) 875-4500 |
| 10 | Loman-Ray Insurance Group, LLC | 2702 Boulder Dr | (888) 566-2679 |
Brian Hanson - State Farm Insurance Agent serves the Urbana, Illinois metro area and provides home insurance coverage to local residents. The agency assists homeowners in protecting their property against common risks such as fire, theft, and weather damage. Policies are tailored to fit individual needs and budgets. This agent handles standard homeowners insurance for single-family houses and also offers additional coverage for personal belongings or liability protection during claims.
Freeway Insurance serves homeowners, renters, and property managers seeking residential coverage in Urbana, Illinois. The agency assists clients in selecting policies that protect dwellings and personal belongings from local weather risks and accidents. It provides guidance on standard liability and dwelling protection options. Claims support and policy updates are handled through its office staff. The company also offers its services to residents throughout Champaign and the surrounding Champaign-Urbana metropolitan area.
Grant Scofield - State Farm Insurance Agent provides a full range of home insurance services designed to protect residential properties in Urbana, Illinois. It offers standard homeowners insurance, renters coverage for contents and liability, and extended dwelling protection options. Maintenance plans are not directly sold, but the agency reviews policy details to help clients understand their responsibilities for preventing property damage. This home insurance agent services single-family homes, apartments with individual policies, retail storefronts attached to residences, and locally operated restaurants.
The Wesselman Agency, a COUNTRY Financial representative, serves Urbana, Illinois, and the surrounding Champaign County communities. It handles home insurance policies designed to protect a client’s house, personal belongings, and liability exposures from unforeseen damages or losses. The agency provides personal assistance to help each property owner evaluate coverage levels, deductibles, and replacement cost options. To complete a typical job, it conducts a thorough consultation to identify specific property risks and then tailors a policy accordingly.
Farmers Insurance - Michael Rumsey serves homeowners and property managers in Urbana, Illinois, offering home insurance policies that protect dwellings and personal belongings. The agency assists clients in selecting coverage options tailored to their property needs, including protection against common regional risks. Residents seeking personalized guidance for insuring their homes or rental properties can rely on this local agency for professional service. In addition to Urbana, the agency also provides home insurance coverage for clients in the nearby community of Champaign.
Dan Punkay - COUNTRY Financial Representative provides comprehensive home insurance agent services in Urbana, Illinois, offering specialty options such as dwelling protection, personal liability coverage, and policies for additional structures on a property. It also assists clients with tailoring policies to their unique homeownership needs through personalized consultation and coverage reviews. This agency regularly helps homeowners address risks like roof damage from winter storms and ice dams, which can threaten properties throughout the colder months in central Illinois.
Sticklen Insurance Agency in Urbana, IL distinguishes between one-time policy setups for new homeowners and recurring service options that adjust coverage annually. They provide home insurance agents who help clients select dwelling, liability, and personal property protection suited to local weather and housing trends. The agents explain how policy limits relate to rebuilding costs and deductible choices affect premiums. Their service runs on an as-needed basis, triggered by policy renewals, home purchases, or significant property changes throughout the year.
When winter storms or spring hail threaten homes in Urbana, property owners often seek dependable coverage for potential roof or siding damage. Brandy Reyna Agency LLC American Family Insurance addresses these seasonal risks by offering tailored home insurance policies designed to protect local residences against common weather-related losses. The agency works with clients to review dwelling limits and personal property coverage, ensuring policies align with current replacement costs. An initial consultation typically begins with a thorough review of the home’s exterior and structure to assess specific protection needs.
Michael Rudicil: Allstate Insurance serves homeowners in Urbana, Illinois, by offering standard property coverage and guidance on specialty add-ons such as liability protection and personal property endorsements. The agency helps local residents customize policies to shield their dwellings from common Midwestern risks like storms and fire. Commercial sectors it can serve include offices, warehouses, and food service establishments that need tailored business insurance solutions.
Loman-Ray Insurance Group, LLC serves the Urbana, Illinois area by helping homeowners find residential property protection that fits their needs. Beyond home coverage, they can assist local business owners with general liability and commercial property policies. Their services are available to clients throughout the surrounding region. After a policy is written, the agency provides ongoing support and makes adjustments as coverage requirements evolve between regular annual reviews to ensure continued suitability.
What Does a a Home Insurance Agent in Urbana Cost?
Typical home insurance costs in Urbana Illinois range from 800 to 2000 dollars per year for a standard policy. Factors include your homes replacement cost deductible amount and credit score. Illinois law allows insurers to use credit-based insurance scores when setting rates. Costs can also rise if you add endorsements for sewer backup or identity theft. This is general information and not insurance advice.
About home insurance agents in Urbana
Home insurance agents in Urbana Illinois help homeowners find coverage for single-family homes condos and rental properties. Illinois state law requires insurers to offer coverage for wind and hail damage but does not require flood insurance. Agents can explain local risks such as severe thunderstorms and tornadoes common in central Illinois.
Frequently Asked Questions
What does a home insurance agent in Urbana do?
A home insurance agent in Urbana helps you compare policies from different insurance companies. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy after renovations or major purchases.
Is home insurance required in Urbana Illinois?
Illinois law does not require homeowners to carry home insurance. However mortgage lenders almost always require it as a condition of the loan. Without insurance you risk financial loss from fire storm damage or liability claims.
What factors affect home insurance costs in Urbana?
Costs depend on your homes age construction type location and claims history. Urbana properties near the Boneyard Creek or in flood zones may need separate flood insurance. The average annual premium in Illinois is around 1300 dollars but your rate will vary.
Home Insurance Agents in Other Illinois Cities
Addison · Algonquin · Alton · Antioch · Arlington Heights · Aurora · Barrington · Bartlett · Batavia · Belleville · Bensenville · Berwyn · Bloomingdale · Bloomington · Blue Island