The top-rated home insurance agent in Troy, Illinois is Show Me 65, rated 5.0 stars across 200 reviews. Other highly rated options include Adam Wolfe - State Farm Insurance Agent, Jim Lyons Insurance Agency, Jessica Harrison-Wilkins: Allstate Insurance. This directory lists 10 home insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Show Me 65 | 140 N Timber Terrace | (618) 685-1235 |
| 2 | Adam Wolfe - State Farm Insurance Agent | 540 Edwardsville Rd | (618) 667-2555 |
| 3 | Jim Lyons Insurance Agency | 420 US-40 | (618) 667-9119 |
| 4 | Jessica Harrison-Wilkins: Allstate Insurance | 300 Jarvis Ct Ste 3 | (618) 667-8494 |
| 5 | DeLuca Insurance Services | 219 US-40 | (618) 667-3434 |
| 6 | Farmers Insurance - Kayleigh Martin | 535 Edwardsville Rd Ste 240 | (618) 551-0504 |
| 7 | Andy Winters - COUNTRY Financial Representative | 102 N Main St | (618) 667-7720 |
| 8 | Brett Miller - COUNTRY Financial Representative | 112 S Main St | (618) 667-7720 |
| 9 | JW Insurance Group, LLC | 312 Jarvis Ct | (618) 667-6280 |
| 10 | Cincinnati Insurance Co | Troy, IL 62294 | (618) 667-7302 |
Show Me 65 serves the Troy, Illinois area and the surrounding Madison County region as a local home insurance agent. The company helps residents find coverage to protect their homes and personal belongings from unexpected damage or loss. It works with multiple carriers to compare options and find policies that match clients’ budgets and needs. Homeowners, renters, and those seeking additional dwelling protection can receive dedicated assistance. The agency also handles bundling home and auto policies for potential savings.
Adam Wolfe - State Farm Insurance Agent in Troy, Illinois provides a range of home insurance policies designed to protect residential properties. Service and maintenance plans are available to adjust coverage as a homeowner’s needs change over time, including options for liability protection. The agent works with clients to review their dwelling and personal property coverage regularly. Its services handle single-family homes, apartments, retail spaces, and restaurants requiring comprehensive risk management.
Jim Lyons Insurance Agency in Troy, Illinois offers a range of home insurance coverage solutions to protect residential property. The agency works with clients to develop policies that address dwelling protection and personal liability needs, and it assists with regular policy reviews to adjust coverage as circumstances change. It services single-family homes, apartment buildings, retail storefronts, and local restaurants in the region.
Homeowners, renters, and small business owners in the Troy, Illinois area look to Jessica Harrison-Wilkins: Allstate Insurance for their home insurance needs. This agency helps clients craft personalized policies to protect their homes and personal belongings against common local risks such as severe storms and fire. They can also guide customers through the process of adding valuable property endorsements or liability coverage. Its service area includes neighboring communities like Collinsville and covers much of the broader Metro East region.
DeLuca Insurance Services serves homeowners and property managers in Troy, Illinois, offering home insurance policies that protect dwellings and personal belongings against common risks. The agency works with clients to select appropriate coverage levels for their homes and properties. It assists in explaining policy details and claims procedures for local residents. DeLuca Insurance Services also extends its home insurance services to homeowners in the nearby communities of Edwardsville and the wider Madison County area.
Serving Troy, Illinois, and the surrounding communities, Farmers Insurance - Kayleigh Martin handles home insurance policies that protect residential properties from common risks. The agency works with local homeowners to assess their coverage needs and ensures their policies address potential damage from weather events and other liabilities. Every policy is tailored to meet the specific requirements of the homeowner’s property type and location. To handle a typical job, the agent conducts a thorough review of the home’s structural details and recommends coverage limits based on replacement cost estimates.
A home insurance transaction is usually a single, one-time purchase of a policy, distinct from an ongoing monthly service like auto insurance. Andy Winters - COUNTRY Financial Representative in Troy, Illinois, writes policies that protect a homeowner’s dwelling, personal belongings, and liability risks. Each coverage plan is tailored to cover common local concerns such as storm damage or theft. The agency primarily operates on an as-needed basis, providing new quotes for a property purchase and then fulfilling policy adjustments or claims support whenever a client contacts them.
Brett Miller with COUNTRY Financial provides home insurance agent services in Troy, Illinois, offering specialty policies for standard dwellings, rental properties, and condominiums. General work includes advising clients on adequate dwelling coverage and liability limits. The business assists with policy updates for home renovations or newly purchased valuables. A specific seasonal concern it helps with involves preparing homeowners for winter risks such as frozen pipes and roof damage from heavy snow.
As storms shift across the region, homeowners in Troy, Illinois, require dependable coverage that adapts to changing conditions. JW Insurance Group, LLC focuses on tailoring policies to protect local residences from common Midwest weather risks and unexpected structural damage. Their agency works to match each client with appropriate liability and dwelling protection. Policies are reviewed to ensure they account for replacement costs and personal property value. The company typically begins by scheduling a thorough walk-through inspection of the property to assess its specific exposure and insurance needs.
Cincinnati Insurance Co in Troy, Illinois works with homeowners to secure property coverage that protects their residence and personal belongings. The company can adjust policies with specialty endorsements for valuable items such as jewelry or collectibles. General home insurance work in this area also involves advising clients on appropriate deductible levels and liability limits. For commercial clients, Cincinnati Insurance Co can serve offices, warehouses, and food service operations needing tailored business property protection.
What Does a a Home Insurance Agent in Troy Cost?
The average cost of homeowners insurance in Illinois is about 1,200 to 1,800 dollars per year for a standard policy, but rates vary widely based on your home value, location, and coverage choices. In Troy, factors like proximity to flood zones or fire stations can affect your premium. This is general information and not insurance advice.
About home insurance agents in Troy
A home insurance agent in Troy, Illinois can help you find a policy that meets your needs and complies with state requirements. Illinois law does not mandate homeowners insurance, but mortgage lenders often require it. Agents can explain coverage options for weather risks common in the area, such as hail and tornado damage.
Frequently Asked Questions
What does a home insurance agent in Troy do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They can also assist with filing claims and understanding your policy terms. In Illinois, agents must be licensed by the state Department of Insurance.
Is homeowners insurance required in Illinois?
Illinois law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. Even without a mortgage, having insurance is wise to cover risks like fire, theft, and liability.
How do I choose a home insurance agent in Troy?
Look for a licensed agent with experience in Illinois home insurance. Check their reviews and ask about the insurers they represent. A good agent will explain deductibles, coverage limits, and exclusions clearly.
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