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Looking for a home insurance agent in Troy? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Troy, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 10 home insurance agents in Troy, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Show Me 65
140 N Timber Terrace, Troy, IL 62294
(618) 685-1235
showme65.com
Adam Wolfe - State Farm Insurance Agent
540 Edwardsville Rd, Troy, IL 62294
(618) 667-2555
troyinsurance.net
Jessica Harrison-Wilkins: Allstate Insurance
300 Jarvis Ct Ste 3, Troy, IL 62294
(618) 667-8494
agents.allstate.com
Jim Lyons Insurance Agency
420 US-40, Troy, IL 62294
(618) 667-9119
insurit.com
DeLuca Insurance Services
219 US-40, Troy, IL 62294
(618) 667-3434
delucains.com
Farmers Insurance - Kayleigh Martin
535 Edwardsville Rd Ste 240, Troy, IL 62294
(618) 551-0504
agents.farmers.com
Andy Winters - COUNTRY Financial Representative
102 N Main St, Troy, IL 62294
(618) 667-7720
advisors.countryfinancial.com
Brett Miller - COUNTRY Financial Representative
112 S Main St, Troy, IL 62294
(618) 667-7720
advisors.countryfinancial.com
JW Insurance Group, LLC
312 Jarvis Ct, Troy, IL 62294
(618) 667-6280
jwgroupins.com
Cincinnati Insurance Co
Troy, IL 62294
(618) 667-7302
A home insurance agent in Troy, Illinois can help you find a policy that meets your needs and complies with state requirements. Illinois law does not mandate homeowners insurance, but mortgage lenders often require it. Agents can explain coverage options for weather risks common in the area, such as hail and tornado damage.
What Does a Home Insurance Agent in Troy Cost?
The average cost of homeowners insurance in Illinois is about 1,200 to 1,800 dollars per year for a standard policy, but rates vary widely based on your home value, location, and coverage choices. In Troy, factors like proximity to flood zones or fire stations can affect your premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Troy do?
A home insurance agent helps you compare policies from different insurers to find coverage for your home and belongings. They can also assist with filing claims and understanding your policy terms. In Illinois, agents must be licensed by the state Department of Insurance.
Is homeowners insurance required in Illinois?
Illinois law does not require homeowners insurance. However, most mortgage lenders require it to protect their investment. Even without a mortgage, having insurance is wise to cover risks like fire, theft, and liability.
How do I choose a home insurance agent in Troy?
Look for a licensed agent with experience in Illinois home insurance. Check their reviews and ask about the insurers they represent. A good agent will explain deductibles, coverage limits, and exclusions clearly.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.