The top-rated home insurance agent in Niles, Illinois is Guillermo Chavez-Angeles - State Farm Insurance Agent, rated 4.9 stars across 467 reviews. Other highly rated options include Dan De La Cruz - State Farm Insurance Agent, Jeff Curry - State Farm Insurance Agent, Kim Stokes - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guillermo Chavez-Angeles - State Farm Insurance Agent | 7400 N Waukegan Rd Ste 105 | (847) 983-8343 |
| 2 | Dan De La Cruz - State Farm Insurance Agent | 7900 N Milwaukee Ave | (847) 324-9595 |
| 3 | Jeff Curry - State Farm Insurance Agent | 8135 N Milwaukee Ave | (847) 965-3880 |
| 4 | Kim Stokes - State Farm Insurance Agent | 6610 N Milwaukee Ave | (847) 496-5508 |
| 5 | Allan Gerszonovicz - GEICO Insurance Agent | 7111 W Dempster St | (847) 779-8101 |
| 6 | Farmers Insurance - Wioletta Kurzatkowski | 8050 N Milwaukee Ave | (773) 792-9000 |
| 7 | Peter Huynh - State Farm Insurance Agent | 7627 N Milwaukee Ave | (847) 965-1400 |
| 8 | Violetta Wujkowski American Family Insurance | 7636 N Milwaukee Ave | (847) 294-9772 |
| 9 | Tony Barda: Allstate Insurance | 8045 N Milwaukee Ave Ste I | (847) 470-9797 |
| 10 | Farmers Insurance - Edward Niewinski | 7942 W Oakton St | (773) 569-3327 |
Guillermo Chavez-Angeles - State Farm Insurance Agent serves the Niles, Illinois area as a home insurance agent. The company assists local homeowners with evaluating their property coverage needs and selecting appropriate policies. It provides guidance on protection for dwelling structures, personal belongings, and liability risks common to the region. Clients can discuss options for safeguarding their homes against weather-related damage and unexpected events. This agency also handles renter's insurance for tenants and policies for condominium owners in the area.
Dan De La Cruz - State Farm Insurance Agent in Niles, IL provides a full range of home insurance services, including coverage for dwellings, personal property, and liability protection. Its service plans offer customizable policy options to protect homeowners from unexpected losses due to fire, theft, or weather events. Assistance with filing claims and reviewing coverage needs is available to ensure adequate protection over time. The company services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Jeff Curry - State Farm Insurance Agent in Niles, IL, serves local homeowners, businesses, and property managers seeking tailored coverage solutions. The agency helps clients assess their insurance needs, offering policies that protect residential and commercial properties from common regional risks. Services include personalized consultations to explain policy options and claims assistance. In addition to serving Niles, the office also provides coverage for the nearby communities of Morton Grove and Skokie.
Kim Stokes - State Farm Insurance Agent serves the Niles, Illinois area and surrounding communities. It handles home insurance policies that protect residential properties from common risks like fire, theft, and weather damage. The agency helps local homeowners evaluate their coverage needs based on the specific characteristics of their house and neighborhood. When processing a typical request, it follows a straightforward consultation to review the property details and then presents available, tailored coverage options to the client.
Allan Gerszonovicz, a home insurance agent in Niles, IL, explains that a one-time policy locks in coverage for a specific term, whereas recurring options allow annual adjustments to limits and deductibles. Clients receive guidance on protecting dwelling structures, personal property, and liability from local risks like severe weather. The agent assists with comparing bundled discounts and understands individual needs before recommending a plan. Service runs on a seasonal or as-needed basis when policyholders request a review or need endorsements.
After a harsh winter or sudden storm, Niles homeowners often review their coverage for unexpected damage. Farmers Insurance agent Wioletta Kurzatkowski in Niles, IL, helps local homeowners assess their policies to ensure adequate protection for their property and belongings. She explains common policy details, such as dwelling coverage and personal liability, that apply to homes in this area. A typical first step involves scheduling a brief assessment of the current policy to evaluate specific risks and any coverage gaps.
Peter Huynh - State Farm Insurance Agent in Niles, IL offers tailored home insurance policies designed to protect single-family homes and condominiums. The agency also provides comprehensive auto, life, and renters insurance solutions to meet a range of local needs. Regular policy reviews ensure coverage keeps pace with life changes and property values. The team helps residents address specific concerns such as damage from severe winter storms, including burst pipes and ice dam formation on roofs.
Violetta Wujkowski American Family Insurance assists Niles homeowners in selecting basic dwelling coverage while emphasizing important specialty add-ons such as sewer backup protection and identity theft resolution. These optional endorsements help clients customize a policy beyond standard perils. The agency can serve various commercial sectors, including local offices requiring liability protection, warehouses needing building and contents insurance, and food service operations seeking equipment breakdown coverage.
Tony Barda's Allstate Insurance in Niles, IL, provides residential home insurance policies to protect local homeowners. The agency also offers commercial coverage tailored for small businesses within the surrounding area. Individual customer consultations help match policy coverage to specific household needs. Following the initial setup, this agent remains available for periodic policy reviews and coverage adjustments between regular visits.
What Does a a Home Insurance Agent in Niles Cost?
Typical home insurance costs in Illinois range from 1,000 to 2,500 dollars per year for a standard policy. Rates in Niles may be higher due to its suburban location near Chicago. Factors like your deductible amount and coverage limits greatly affect the final price. This is general information and not insurance advice.
About home insurance agents in Niles
A home insurance agent in Niles Illinois can help you find a policy that meets your needs. Illinois law requires insurers to offer coverage for certain perils like wind and hail. Local agents understand the specific risks for homes in the Chicago area including flooding and winter weather damage.
Frequently Asked Questions
What does a home insurance agent in Niles do?
A home insurance agent helps you compare policies from different companies and explains coverage options. They can also assist with filing claims and updating your policy as your needs change. Agents in Niles are familiar with local insurance requirements and common coverage gaps.
Is home insurance required in Illinois?
Illinois does not require homeowners to have insurance by law. However mortgage lenders almost always require it as a condition of the loan. Without insurance you risk financial loss from fire theft or weather damage.
What factors affect home insurance cost in Niles Illinois?
Costs depend on your home value location age of the home and your claims history. Proximity to a fire station and the local crime rate also matter. Illinois allows insurers to use credit scores in pricing which can impact your premium.
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