The top-rated home insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 724 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Dana Gallagher, Berkshire Hathaway HomeServices Starck Real Estate. This directory lists 14 home insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Dana Gallagher, Berkshire Hathaway HomeServices Starck Real Estate | 13300 IL-47 Ste 200 | (847) 858-9509 |
| 5 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 6 | Phil Almeraz - COUNTRY Financial Representative | 11381 Allison Ct | (847) 669-4000 |
| 7 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 8 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 9 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
| 10 | John Roe - COUNTRY Financial Representative | 11603 IL-47 Ste A | (815) 455-7080 |
Chad Radtke - State Farm Insurance Agent serves the Huntley, Illinois area and the surrounding McHenry County region. The agency provides homeowners insurance protection to help local residents safeguard their properties and personal belongings from unexpected events. Available policies typically cover dwelling structures, liability, and additional living expenses. The company customizes coverage options to meet the specific needs of each household. In this area, Chad Radtke’s office handles both homeowners insurance and personal liability coverage to protect families in the community.
Sam Marshall, serving Huntley, IL, provides a range of home insurance services to protect local residences and commercial properties. Its offerings include customizable coverage options for structures, personal belongings, and liability, along with regular policy reviews to ensure clients have appropriate protection as their needs evolve. The agency also assists with claims filing and risk management guidance. Its service area encompasses single-family homes, apartments, and local retail stores, as well as several restaurants within the community needing business property coverage.
LaCaria & Associates, INC. American Family Insurance serves homeowners, property managers, and small business owners in Huntley, Illinois, with comprehensive home insurance policies. The agency helps clients protect residential properties against common regional risks, such as severe storms and fire damage, by tailoring coverage limits to individual needs. It also offers guidance on bundling home and auto policies for potential savings. The agency additionally covers homeowners in the neighboring communities of Algonquin and Lake in the Hills within the greater Fox Valley area.
Serving Huntley, Illinois, and the surrounding communities in McHenry and Kane Counties, Dana Gallagher with Berkshire Hathaway HomeServices Starck Real Estate provides home insurance agent services. This office handles the selection of homeowners, condo, and rental property insurance policies tailored to individual property needs. To manage a typical job, the agent first reviews a client's home and personal asset details, then provides a concise breakdown of coverage options from multiple respected carriers, helping the client make an informed decision.
Specializing in custom home insurance policies, Madigan Insurance Group serves Huntley, IL, and surrounding communities. It provides comprehensive coverage options tailored to individual property protection needs. The agency assists with policy evaluation, ensuring homeowners understand their plan details and liability limits. For clients with high-value assets, it offers advice on supplemental endorsements. As winter weather poses risks of frozen pipes and ice dam damage, the team helps local homeowners assess their current coverage against seasonal threats.
As the snowy Illinois winters give way to spring thaws in Huntley, homeowners often assess their need for updated coverage against melting snow and potential water damage. Phil Almeraz - COUNTRY Financial Representative provides personalized home insurance agent services to local residents navigating these seasonal risks. Detailed consultations help match homeowners with appropriate policies for their specific property type in the area. The typical process begins with a no-obligation inspection to evaluate the home's current condition and individual insurance requirements.
Farmers Insurance - Lynne Iverson in Huntley, IL, distinguishes between a standard homeowners policy that provides continuous protection for a single primary residence and optional scheduled personal property endorsements for valuable items like jewelry or art that can be added on a recurring basis. The agency offers comprehensive coverage for the dwelling, other structures, personal property, and liability against common perils. Both policy setup and ongoing service generally operate on a scheduled payment basis.
VitalCover Insurance LLC provides residential home insurance services to homeowners in Huntley, Illinois, along with commercial coverage for local business properties throughout the surrounding area. Their agents assist clients in selecting appropriate policies tailored to the needs of standard and older homes in the region. The company also offers guidance on policy adjustments for seasonal changes or property improvements. After an initial consultation, the team follows up to review coverage needs between regular service visits, ensuring policies remain relevant over time.
CondoRisk Insurance Specialist in Huntley, IL provides home insurance policies to protect residential properties. The company focuses on condominium-specific coverage, including policies that address shared building structures and individual unit liabilities. It assists local homeowners in securing plans that guard against common perils such as fire, theft, and weather damage. In addition to residential clients, CondoRisk Insurance Specialist serves commercial sectors including offices, warehouses, and food service establishments.
What Does a a Home Insurance Agent in Huntley Cost?
The average cost of home insurance in Illinois is around $1,200 to $2,000 per year for a standard policy but rates vary by home value location and coverage level. Huntley rates may differ based on local crime data and weather risks. This is general information and not insurance advice.
About home insurance agents in Huntley
Home insurance agents in Huntley Illinois help homeowners find coverage that meets state requirements and protects their property. Illinois law does not require homeowners insurance but mortgage lenders typically mandate it. Agents can explain policy options for common local risks like severe storms and hail damage.
Frequently Asked Questions
What does a home insurance agent in Huntley do?
A home insurance agent helps you compare policies from different carriers to find coverage that fits your home and budget. They explain policy terms deductibles and Illinois specific coverage options. Agents also assist with filing claims and updating your policy as needed.
Do I need home insurance in Huntley Illinois?
Illinois state law does not require homeowners insurance but your mortgage lender will require it. Without insurance you risk paying out of pocket for damage from fire storms or liability claims. An agent can help you meet lender requirements and protect your investment.
How do I choose a home insurance agent in Huntley?
Look for an agent licensed in Illinois with experience in Huntley and McHenry County. Ask about their carrier options and how they handle claims. You can verify an agents license through the Illinois Department of Insurance website.
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